- Active
4286 186 Street
Serpentine, Surrey · Single Family Residence
- Beds
- 6
- Baths
- 3
- Sqft
- 2,934
- Built
- 1969
Listed by RE/MAX City Realty · MLS® R3127787
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Sign inListing history
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About this home
Rare opportunity to own 9.08 private acres on a quiet dead-end street — just 5 min to downtown Cloverdale & 3 min to Kwantlen University schools & proposed new hospital. Strong passive income from a 2,660 sq. ft. storage barn, 2,730 sq. ft. workshop & outside storage areas. Land is ideal for crops, livestock & contractor use. The updated main home features 4 bedrooms, 2 baths, hardwood floors, newer windows & doors, fresh paint & large deck. Fully renovated 2-bedroom basement suite with 2 entrances, enclosed patio, separate laundry, gym & office — perfect for rental income or on-site manager. Well water with reverse osmosis filtration system included.
Home facts
- Bedrooms
- 6
- Bathrooms
- 3 full
- Interior
- 2,934 sq ft
- Lot size
- 9.08 acres
- Year built
- 1969
- Storeys
- 2
- Property type
- Single Family Residence
- Basement
- Finished
- Garage
- Yes
- Carport
- No
- Fireplaces
- 2
- Area
- Cloverdale
- Sub-area
- Serpentine
- Structure
- Residential Detached
Highlights
- Balcony
- Gym
- Patio
Features and inclusions
- Appliances
- Washer/Dryer, Dishwasher, Refrigerator, Stove
- Heating
- Baseboard, Forced Air, Natural Gas
- Parking
- Additional Parking, Garage Double, Front Access
- Interior features
- Storage
This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $18,485
- Property tax
- $1,142/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $19,777
Purchase snapshot
- List price
- $3,900,000
- Down payment
- $780,000 (20%)
- Estimated mortgage
- $3,120,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $13,366
- At 3.4273 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Space and layout
Room sizes and building details need a free account
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Home value
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Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Vancouver
Ten year average, 2016–2025.
- Average temperature
- 10.6°C
- Daily mean across the year.
- Yearly precipitation
- 1,141 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 1,938 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 82%
Who lives here
Documents
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