Spallumcheen · V4Y0M1
$4,873/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Enjoy privacy galore & beautiful valley views from this 20 acre property/home located just 10 minutes outside of Armstrong. Ideal family rancher with 4 bedrooms & 3 baths. Huge, east facing, sunny living room w/wood burning fireplace & access to a large deck for outside living. Good sized, u-shaped kitchen with pantry cupboards and adjacent dining room has space for family gatherings. The main floor offers 3 bedrooms incl a generous sized master bedroom with handy 2pc ensuite & an updated main bath. The full daylight basement is NEWLY DRYWALLED with a clean painted floor & ready for your finishing touches. 4th bedroom & 3pc bath down. With walk-out access this space could easily accommodate a suite. Electric baseboard heat with a certified wood stove for backup but natural gas is at the road. Home also boasts a BRAND NEW SEPTIC SYSTEM, freshly painted exterior & new crushed rock driveway. There is a water softener and pressure tank for the well in the basement for easy access. Newer metal roof means you don't have to worry about that expense any time soon & there is a double carport to keep the snow off your vehicles. The property also features a pole barn with a couple of stalls that could be used for multiple purposes. The 20 acres is mostly perimeter fenced & consists of a lovely forest with several open areas. With a little elbow grease the trail system on the property could be used for all kinds of outdoor recreation through-out the year. Country living at it's best!
4
Beds
1,558 ft²
Floor area
1978
Year built
Single Family
Type
Armstrong/ Spall.
Area
Listed
August 21, 2026
Nearby & Commute
1h 21m
walk to Askew's Foods
4h 51m
bike to Hundac Junction
16h 10m
walk to Hundac Junction
12h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 48%
| Detached | 14 | 48.3% |
| Land | 8 | 27.6% |
| Farm | 4 | 13.8% |
| Townhouse | 2 | 6.9% |
| Other | 1 | 3.4% |
| $15,000 to $19,999 | 5 | 2.9% |
| $20,000 to $24,999 | 5 | 2.9% |
| $30,000 to $34,999 | 5 | 2.9% |
| $35,000 to $39,999 | 5 | 2.9% |
| $40,000 to $44,999 | 5 | 2.9% |
| $45,000 to $49,999 | 5 | 2.9% |
| $50,000 to $59,999 | 15 | 8.6% |
| $60,000 to $69,999 | 15 | 8.6% |
| $70,000 to $79,999 | 15 | 8.6% |
| $80,000 to $89,999 | 10 | 5.7% |
| $90,000 to $99,999 | 5 | 2.9% |
| $100,000 to $124,999 | 25 | 14.3% |
| $125,000 to $149,999 | 20 | 11.4% |
| $150,000 to $199,999 | 20 | 11.4% |
| $200,000 and over | 20 | 11.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,873
Principal and interest
Calculated estimate
$4,440
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$959,900
Down payment
Calculated estimate
$191,980 (20%)
Estimated mortgage
Calculated estimate
$767,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,873
/mo
Rate
%
Amortization
Principal and interest
$4,440
Property tax (est.)
$283
P&I
Tax
Down payment
$191,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $191,980 down (20%) on $959,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.9544 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
