Oliver · V0H1T1
$5,504/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Located just 3 minutes south of Oliver, this .72-acre property delivers the quintessential South Okanagan lifestyle, surrounded by vineyards and orchards. Exceptionally maintained 5BDRM/4BATH two-storey home w/ in-law suite featuring 4 bedrooms plus office on the upper level, refinished oak hardwood floors, updated bathrooms, and a spacious primary retreat with renovated ensuite. Vaulted ceilings add architectural interest, cozy gas fireplaces, gas range, skylit bath, and modern mechanical upgrades provide year-round comfort and efficiency. Major improvements include new roof, siding, gutters, and hot water tank. Serviced with 200-amp electrical, natural gas, and two sets of newer appliances already in place. Sound-insulated 1-bedroom suite w/ separate entry is ideal as a mortgage helper, short- or long-term rental, or extended family living. Private, fully fenced backyard with a 20’ x 40’ saltwater in-ground pool (new liner & pump), covered deck for outdoor dining, and front veranda with gas BBQ hookup. Productive garden area with heritage apricot trees, berries, and rich soil ready for your home-based food garden. Attached double garage plus ample parking with two 30-amp RV/EV outlets for trailers, boats, or motorhomes. Garage ceilings tall enough for future mezzanine level or car hoists for all the toys. A rare offering in Canada’s Wine Capital—exceptional privacy, poolside living, income potential, and minutes to town. One block to Vin Amité Cellars—welcome home!
5
Beds
3,230 ft²
Floor area
1993
Year built
Single Family
Type
Oliver
Area
Listed
February 25, 2026
$1,089,000 is 5.6% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
10 min
walk to Global Supermarket
3h 51m
bike to Prairie Valley Station
12h 47m
walk to Prairie Valley Station
10h 18m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 56%
| Detached | 20 | 55.6% |
| Farm | 5 | 13.9% |
| Land | 3 | 8.3% |
| Townhouse | 3 | 8.3% |
| Other | 2 | 5.6% |
| Other | 3 | 8.3% |
| $20,000 to $24,999 | 5 | 4.0% |
| $25,000 to $29,999 | 5 | 4.0% |
| $35,000 to $39,999 | 5 | 4.0% |
| $40,000 to $44,999 | 10 | 8.0% |
| $45,000 to $49,999 | 5 | 4.0% |
| $50,000 to $59,999 | 10 | 8.0% |
| $60,000 to $69,999 | 10 | 8.0% |
| $70,000 to $79,999 | 10 | 8.0% |
| $80,000 to $89,999 | 5 | 4.0% |
| $90,000 to $99,999 | 5 | 4.0% |
| $100,000 to $124,999 | 20 | 16.0% |
| $125,000 to $149,999 | 15 | 12.0% |
| $150,000 to $199,999 | 10 | 8.0% |
| $200,000 and over | 10 | 8.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,504
Principal and interest
Calculated estimate
$5,037
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,089,000
Down payment
Calculated estimate
$217,800 (20%)
Estimated mortgage
Calculated estimate
$871,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,504
/mo
Rate
%
Amortization
Principal and interest
$5,037
Property tax (est.)
$317
P&I
Tax
Down payment
$217,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $217,800 down (20%) on $1,089,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
