- Active
445 Road 5 Other
Oliver · Single Family
- Beds
- 5
- Baths
- 4
- Sqft
- 3,230
- Built
- 1993
Listed by RE/MAX Wine Capital Realty · MLS® 10376696
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Sign inAbout this home
Located just 3 minutes south of Oliver, this .72-acre property delivers the quintessential South Okanagan lifestyle, surrounded by vineyards and orchards. Exceptionally maintained 5BDRM/4BATH two-storey home w/ in-law suite featuring 4 bedrooms plus office on the upper level, refinished oak hardwood floors, updated bathrooms, and a spacious primary retreat with renovated ensuite. Vaulted ceilings add architectural interest, cozy gas fireplaces, gas range, skylit bath, and modern mechanical upgrades provide year-round comfort and efficiency. Major improvements include new roof, siding, gutters, and hot water tank. Serviced with 200-amp electrical, natural gas, and two sets of newer appliances already in place. Sound-insulated 1-bedroom suite w/ separate entry is ideal as a mortgage helper, short- or long-term rental, or extended family living. Private, fully fenced backyard with a 20’ x 40’ saltwater in-ground pool (new liner & pump), covered deck for outdoor dining, and front veranda with gas BBQ hookup. Productive garden area with heritage apricot trees, berries, and rich soil ready for your home-based food garden. Attached double garage plus ample parking with two 30-amp RV/EV outlets for trailers, boats, or motorhomes. Garage ceilings tall enough for future mezzanine level or car hoists for all the toys. A rare offering in Canada’s Wine Capital—exceptional privacy, poolside living, income potential, and minutes to town. One block to Vin Amité Cellars—welcome home!
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full + 1 half
- Interior
- 3,230 sq ft
- Year built
- 1993
- Storeys
- 3
- Parking
- 15
- Property type
- Single Family
- Garage
- Yes
- Fireplaces
- 3
- Area
- Oliver
- Listed
- February 25, 2026
- Structure
- House
- PID
- 006-847-552
- Common interest
- Freehold
Highlights
- Mountain view
- Pool
- Private yard
- Double garage
- High ceilings
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Water softener, Range - Gas, Dishwasher, Dryer
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Flooring
- Carpeted, Linoleum, Wood
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, RV, Additional Parking
Rooms and building
- Sewer
- Septic tank
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,162
- Property tax
- $317/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,628
Purchase snapshot
- List price
- $1,089,000
- Down payment
- $217,800 (20%)
- Estimated mortgage
- $871,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,068
- At 5.5719 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 59%
Who lives here
Documents
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