Ladysmith · V9G1V9
$5,251/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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If you like ocean views, a huge deck and a quiet safe neighborhood...have a look! This lovely level entry Home Built 2018 has Ocean views, a legal suite-9 ft ceilings with feature 'Tray' design CEILING where center portion of the ceiling is set higher than the perimeter, resembling an upside-down tray, creating a light filled space-excentuating the open concept design living room/dining area/kitchen. Huge windows frame Water views of Ladysmith Harbour, Gulf Islands and Coastal Mountain Range. French Doors open from Livingroom to a huge deck that runs the entire front length of the home. Kitchen is well appointed with quartz countertops, built in appliances and large island. Primary bedroom offers great water views, acoustic sound panels on wall above Bed, and a generous walk-through closet to Spa enSuite; free standing soaker tub, separate walk-in shower with 'Shower-Tower' Panel system-glass doors, quartz counters/double sinks, and Smart Bidet Toilet. Home is warmed by in-floor heating-clean, efficent, economical fueled by Natural gas. This system also provides 'hot water on demand. The Laminate-Cork cushioned flooring throughout the home is easy to maintain and clean. Generous double garage with 220 plug for EV charging. Downstairs provides a 1 Bedroom Legal suite with laundry room, patio and separate entrance. The large lot can accommodate RV, Boat, Trailer parking with entry from up above...west side of lot with gate entry. There are easy accessable walking trails also above on the west side of home-yard which connects to Stocking Creek trail and Holland Creek trail systems. And come late summer there is access to LOTS of wild black berry plants for great picking!
3
Beds
2,137 ft²
Floor area
2018
Year built
Single Family
Type
Ladysmith
Area
Listed
July 28, 2026
Nearby & Commute
14 min
walk to Save-On-Foods
1h 33m
bike to Alderlea Station
5h 11m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 47 | 54.0% |
| Land | 25 | 28.7% |
| Townhouse | 6 | 6.9% |
| Condo / Apartment | 5 | 5.7% |
| Other | 2 | 2.3% |
| Other | 2 | 2.3% |
| $20,000 to $24,999 | 15 | 5.0% |
| $25,000 to $29,999 | 10 | 3.3% |
| $30,000 to $34,999 | 10 | 3.3% |
| $35,000 to $39,999 | 5 | 1.7% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 5.0% |
| $50,000 to $59,999 | 15 | 5.0% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 25 | 8.3% |
| $80,000 to $89,999 | 10 | 3.3% |
| $90,000 to $99,999 | 15 | 5.0% |
| $100,000 to $124,999 | 40 | 13.3% |
| $125,000 to $149,999 | 55 | 18.3% |
| $150,000 to $199,999 | 30 | 10.0% |
| $200,000 and over | 20 | 6.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,251
Principal and interest
Calculated estimate
$4,801
Property tax
Calculated estimate
$300/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,038,000
Down payment
Calculated estimate
$207,600 (20%)
Estimated mortgage
Calculated estimate
$830,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,251
/mo
Rate
%
Amortization
Principal and interest
$4,801
Property tax (est.)
$300
P&I
Tax
Down payment
$207,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $207,600 down (20%) on $1,038,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
