Ladysmith · V9G0B8
$6,050/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Visit REALTOR website for additional information. This stunning custom bungalow with a walkout basement offers 4 bedrooms, 4 bathrooms, a fully independent 1-bedroom legal suite, and beautiful ocean views. Both units are tenanted, and the primary home includes a monitored security and fire alarm system. The main floor features an open-concept layout with tile flooring, dimmable lighting, and large patio doors to a covered engineered deck with an outdoor granite kitchen, NG BBQ, hot tub, skylights, roller blinds, and ocean views. The chef’s kitchen includes quartz countertops, a large island, high-end appliances, and a 7.5' walk-in pantry.The primary suite offers a walk-in closet and spa-like ensuite with a curbless tiled shower and dual heads. Downstairs are two bedrooms, a full bath, and utility room. The legal suite includes its own entrance, laundry, granite counters, heat pump, and fenced yard. Fully landscaped with garden-tour features, fire pit, lit driveway, and high-efficiency heating and cooling.
4
Beds
2,496 ft²
Floor area
2022
Year built
Single Family
Type
Ladysmith
Area
Listed
November 26, 2025
$1,199,900 is 16.3% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
15 min
walk to Save-On-Foods
1h 37m
bike to Alderlea Station
5h 24m
walk to Alderlea Station
2h 27m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 53%
| Detached | 49 | 53.3% |
| Land | 25 | 27.2% |
| Townhouse | 8 | 8.7% |
| Condo / Apartment | 5 | 5.4% |
| Duplex | 2 | 2.2% |
| Other | 3 | 3.3% |
| $20,000 to $24,999 | 15 | 5.0% |
| $25,000 to $29,999 | 10 | 3.3% |
| $30,000 to $34,999 | 10 | 3.3% |
| $35,000 to $39,999 | 5 | 1.7% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 5.0% |
| $50,000 to $59,999 | 15 | 5.0% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 25 | 8.3% |
| $80,000 to $89,999 | 10 | 3.3% |
| $90,000 to $99,999 | 15 | 5.0% |
| $100,000 to $124,999 | 40 | 13.3% |
| $125,000 to $149,999 | 55 | 18.3% |
| $150,000 to $199,999 | 30 | 10.0% |
| $200,000 and over | 20 | 6.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,050
Principal and interest
Calculated estimate
$5,550
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,199,900
Down payment
Calculated estimate
$239,980 (20%)
Estimated mortgage
Calculated estimate
$959,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,050
/mo
Rate
%
Amortization
Principal and interest
$5,550
Property tax (est.)
$350
P&I
Tax
Down payment
$239,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $239,980 down (20%) on $1,199,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
