Ladysmith · V9G1H2
$6,662/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
*** For more information, please click Brochure button. *** Everything you could want in a rural property on 1.4 acres with incredible small business potential! Located in the desirable North Oyster/Yellow Point area, this nicely updated 1,700 sq ft rancher offers 3 bedrooms and 2 bathrooms, set on a clean, landscaped, low-maintenance yard. The home features a bright, spacious layout with a large living room, dining area, and kitchen with island, plus a functional utility room with laundry and storage. The primary bedroom includes a 3-piece ensuite, with two additional bedrooms ideal for family or a home office. Enjoy year-round comfort with a heat pump (A/C), wood stove, and baseboard heating. Step outside to a massive 960 sq ft deck with a sunken hot tub, perfect for entertaining. The property includes a 960 sq ft garage and an impressive 2,400 sq ft shop—formerly an automotive business—with multiple bays, high ceilings, office space, washroom, and full compressed air setup. Above the shop is a fully self-contained 860 sq ft unregistered 1-bedroom suite with private entrance, laundry, large deck, and separate hydro meter—ideal as a income support or guest space. Infrastructure includes 400 amp service (200 amp house/shop), drilled well, septic system, fiber optic internet, and more. Located in the ALR but exempt from ALC restrictions. Close to parks, schools, fire hall, and just minutes to Ladysmith, Cedar, and Chase River amenities.
4
Beds
1,686 ft²
Floor area
1992
Year built
Single Family
Type
Ladysmith
Area
Listed
August 1, 2026
Nearby & Commute
1h 33m
walk to Country Grocer
1h 3m
bike to Duke Point (Foot Access)
3h 31m
walk to Duke Point (Foot Access)
2h 18m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 52%
| Detached | 29 | 51.8% |
| Land | 13 | 23.2% |
| Mobile home | 10 | 17.9% |
| Townhouse | 3 | 5.4% |
| Other | 1 | 1.8% |
| $20,000 to $24,999 | 5 | 2.0% |
| $25,000 to $29,999 | 5 | 2.0% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 10 | 3.9% |
| $40,000 to $44,999 | 20 | 7.8% |
| $45,000 to $49,999 | 15 | 5.9% |
| $50,000 to $59,999 | 20 | 7.8% |
| $60,000 to $69,999 | 25 | 9.8% |
| $70,000 to $79,999 | 15 | 5.9% |
| $80,000 to $89,999 | 20 | 7.8% |
| $90,000 to $99,999 | 10 | 3.9% |
| $100,000 to $124,999 | 25 | 9.8% |
| $125,000 to $149,999 | 30 | 11.8% |
| $150,000 to $199,999 | 35 | 13.7% |
| $200,000 and over | 15 | 5.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,662
Principal and interest
Calculated estimate
$6,129
Property tax
Calculated estimate
$383/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,325,000
Down payment
Calculated estimate
$265,000 (20%)
Estimated mortgage
Calculated estimate
$1,060,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,662
/mo
Rate
%
Amortization
Principal and interest
$6,129
Property tax (est.)
$383
P&I
Tax
Down payment
$265,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $265,000 down (20%) on $1,325,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
