- Active
477 Swinford Street
Esquimalt · Single Family
- Beds
- 4
- Baths
- 2
- Sqft
- 2,162
- Built
- 1910
Listed by eXp Realty · MLS® 1047845
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Sign inAbout this home
PRICE REDUCED!This lovely character homes sits on a corner lot in a quiet family area. The main floor offers 2 bedrooms, 1 bathroom, separate dining, living room with fireplace and kitchen with eating area. This home was relocated from another location in 1970 and renovated, a sun deck was added in 1978 off the back entrance. This 2-level home has a lower in-law suite, and a laundry/workshop that is shared with the upper floor. Some improvements could be made to make this more home more modern. Lovely Easterly and Southern exposure, flat private yard with garden shed and single garage currently used as a workshop. Driveway parking for 1 car and ample street parking for other vehicles. The yard is fenced and offers a nice garden water pool for those who would like to have a fish/garden pond. Convenient location, mere steps to Bullen Park, Archie Browning and Esquimalt Plaza. Short stroll to MacCauley Point and Saxe Point. Tenanted, 24 hour notice required on showing schedule 12 noon- 6pm daily.
Home facts
- Bedrooms
- 4
- Bathrooms
- 2 full
- Interior
- 2,162 sq ft
- Lot size
- 6,600 sq ft
- Year built
- 1910
- Parking
- 1
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Old Esquimalt
- Style
- Other
- Listed
- September 1, 2026
- Structure
- House
- PID
- 007-774-290
- Common interest
- Freehold
Highlights
- City view
- Pool
- Private yard
- Fireplace
Features and inclusions
- Heating
- Forced air, Natural gas
- Cooling
- None
- Parking
- Garage, Street
- Lot
- Corner Site
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,265
- Property tax
- $258/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,674
Purchase snapshot
- List price
- $899,900
- Down payment
- $179,980 (20%)
- Estimated mortgage
- $719,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,643
- At 6.2708 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $2,160 a month
- Gross yield
- 2.9%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 52%
Who lives here
Documents
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