- Active
485 Head Street
Esquimalt · Single Family
- Beds
- 5
- Baths
- 6
- Sqft
- 3,064
- Built
- 1998
Listed by Coldwell Banker Oceanside Real Estate · MLS® 1049595
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Sign inAbout this home
A waterfront home with warmth, character and room to savour the view, Across the Harbour enjoys an exceptional setting on Victoria’s Inner Harbour. Beautifully maintained and thoughtfully updated, it offers 5 bedrooms, 6 bathrooms, over 3,000 sq. ft. of interior living space and more than 3,000 sq. ft. outdoors. A renovated open-concept kitchen forms the heart of the home, while an airy upstairs sunroom invites quiet mornings overlooking the water. Bedrooms with private ensuites offer a welcoming retreat, and a garden studio and caretaker suite add versatility for guests, family or live-in management. Purpose-built as a B&B and operated seasonally as short-term rental accommodation by the current owners, this licensed property offers a turnkey opportunity. As Esquimalt’s only property with C-7A mixed-use zoning permitting Tourist Accommodation, it pairs distinctive waterfront living with the flexibility to welcome paying guests or simply enjoy it as home.
Home facts
- Bedrooms
- 5
- Bathrooms
- 6 full
- Interior
- 3,064 sq ft
- Lot size
- 6,471 sq ft
- Year built
- 1998
- Parking
- 4
- Property type
- Single Family
- Fireplaces
- 4
- Area
- Esquimalt
- Style
- Character
- Listed
- September 13, 2026
- Structure
- House
- PID
- 002-376-059
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
- City view
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave, Jetted Tub
- Heating
- Baseboard heaters, Natural gas, Wood
- Cooling
- See Remarks
- Parking
- Visitor Parking
- Lot
- Central location, Park setting, Corner Site, Irregular lot size, Other, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential/Commercial
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $10,423
- Property tax
- $642/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $11,214
Purchase snapshot
- List price
- $2,199,000
- Down payment
- $439,800 (20%)
- Estimated mortgage
- $1,759,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $13,789
- At 6.2708 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 62%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.