Lumby · V0E2G5
$11,947/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled on 145 breathtaking acres just minutes from Lumby, this rare gem offers a blend of tranquility, opportunity, and natural beauty. Spanning 4 separate titles—zoned Agricultural and residential—this property includes 45+ acres of hayland, 70 acres of timber, and two peaceful creeks. A water license for both domestic and irrigation use enhances self-sufficiency, while multiple titles offer exciting development potential. The 4,000 sq ft main home was completely rebuilt in 1986, featuring all new plumbing and wiring, 14” of attic insulation, and energy-efficient paint used on lighthouses—reflecting summer heat and retaining winter warmth. Heated gutters on the north side add to its all-season efficiency. Inside, enjoy 5 spacious bedrooms, 4 bathrooms, a large kitchen, and a flexible layout with a separate space ideal for an elderly family member. A second tenanted home serves as a valuable mortgage helper. With its mix of open hay fields, mature timber, abundant water, and serene privacy, this is more than a property—it’s a lifestyle ready to be embraced. The property is also located in the fire protected zone so insurance stays lower and your fully protected.
5
Beds
3,368 ft²
Floor area
1940
Year built
Single Family
Type
Lumby Valley
Area
Listed
February 6, 2026
$2,399,000 is 132.6% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 5m
walk to Super A Foods
4h 27m
bike to Orchard Park Exchange
14h 49m
walk to Orchard Park Exchange
12h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
| Detached | 37 | 56.9% |
| Land | 20 | 30.8% |
| Duplex | 2 | 3.1% |
| Farm | 2 | 3.1% |
| Other | 2 | 3.1% |
| Other | 2 | 3.1% |
| $15,000 to $19,999 | 10 | 4.1% |
| $20,000 to $24,999 | 10 | 4.1% |
| $25,000 to $29,999 | 10 | 4.1% |
| $30,000 to $34,999 | 10 | 4.1% |
| $35,000 to $39,999 | 15 | 6.1% |
| $40,000 to $44,999 | 15 | 6.1% |
| $45,000 to $49,999 | 15 | 6.1% |
| $50,000 to $59,999 | 25 | 10.2% |
| $60,000 to $69,999 | 20 | 8.2% |
| $70,000 to $79,999 | 5 | 2.0% |
| $80,000 to $89,999 | 15 | 6.1% |
| $90,000 to $99,999 | 10 | 4.1% |
| $100,000 to $124,999 | 35 | 14.3% |
| $125,000 to $149,999 | 20 | 8.2% |
| $150,000 to $199,999 | 20 | 8.2% |
| $200,000 and over | 10 | 4.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$11,947
Principal and interest
Calculated estimate
$11,097
Property tax
Calculated estimate
$700/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,399,000
Down payment
Calculated estimate
$479,800 (20%)
Estimated mortgage
Calculated estimate
$1,919,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$11,947
/mo
Rate
%
Amortization
Principal and interest
$11,097
Property tax (est.)
$700
P&I
Tax
Down payment
$479,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $479,800 down (20%) on $2,399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
