- Active
4963 Spruce Avenue
Canal Flats · Vacant Land
Listed by Royal LePage Rockies West · MLS® 10379817
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Sign inAbout this home
Excellent opportunity to own a well-located in-town lot in the growing community of Canal Flats. This property stands out with alleyway access on two sides plus road frontage, offering exceptional flexibility for building design, access points, parking, or even future development potential. Ideally situated within walking distance to local amenities, you’ll enjoy the convenience of small-town living with everything close at hand. Just minutes away, Tilley Memorial Park features a public beach and boat launch, providing the perfect setting to relax, swim, or spend the day on the water while taking in the natural beauty of the Columbia Valley. This property also offers outstanding flexibility for buyers and investors alike, with no standby costs and no required timeline to build. With minimal restrictions in place, you have the freedom to design and build when it suits you, making it an excellent holding property or future homesite. Canal Flats continues to grow as a vibrant community at the heart of the valley, making this a great opportunity to invest or build in an area with strong potential.
Home facts
- Property type
- Vacant Land
- Area
- Canal Flats
- Listed
- March 17, 2026
- Structure
- Other
- PID
- 009-998-551
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Lot
- Level lot
- Community
- Family Oriented
Rooms and building
- Water
- Municipal water
- Utilities
- Water, Sewer, Electricity
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $531
- Property tax
- $33/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $714
Purchase snapshot
- List price
- $112,000
- Down payment
- $22,400 (20%)
- Estimated mortgage
- $89,600
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $634
- At 5.6631 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 36%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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