- Active
4965 Spruce Avenue
Canal Flats · Vacant Land
Listed by Royal LePage Rockies West · MLS® 10387827
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Sign inAbout this home
This unique property stands out because it features alleyway access in addition to its main road frontage. This layout provides massive flexibility for custom building designs, backyard access, detached garage placement, or secure boat/RV parking. The lot is flat, level, and ready for development, offering clear, picturesque views of Mount Baldy and the surrounding mountain ranges. The Beach & Lake: You are just minutes away from Tilley Memorial Park, which boasts a prime public beach and a well-maintained boat launch on Columbia Lake. Situated right where the Kootenay River and Columbia Lake nearly meet, the area is a haven for fishing, kayaking, hiking, and exploring natural hoodoos. This lot is incredibly investor-friendly. It comes with no standby costs and no required timeline to build. You have the freedom to buy and hold the land as an investment or take your time designing a custom home with minimal building restrictions. Utilities (water, sewer, and electricity) are available at the lot line. You get the best of both worlds—peaceful small-town living with everyday conveniences just a short walk away. Local stores, parks, and the community elementary school are all within easy walking distance.
Home facts
- Property type
- Vacant Land
- Area
- Canal Flats
- Listed
- May 19, 2026
- Structure
- Other
- PID
- 009-998-578
- Common interest
- Freehold
Highlights
- Private yard
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Community Water User's Utility
- Utilities
- Water, Sewer, Electricity
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $498
- Property tax
- $33/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $681
Purchase snapshot
- List price
- $104,999
- Down payment
- $21,000 (20%)
- Estimated mortgage
- $83,999
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $595
- At 5.6631 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 36%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
