- Active
#5 – 2590 Penrhyn Street
Saanich · Single Family
- Beds
- 3
- Baths
- 4
- Sqft
- 2,273
- Built
- 2024
Listed by RE/MAX Camosun · MLS® 1049711
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Sign inAbout this home
Only a few homes left | Steps from the sand and surf in friendly Cadboro Bay Village is The Osprey. 14 modern townhomes designed for living life to the fullest in one of the most scenic and walkable neighbourhoods in Greater Victoria. Each distinct floor plan offers an expansive living room, dining room and kitchen on the main level & two large top-floor bedrooms with views of the ocean or surrounding village. Primary bedroom boasts a large 5 pce ensuite, walk-in closet and balcony. An additional ground floor flex room provides endless opportunities for guest space plus private bathroom. Designed for comfort with engineered flooring throughout, large windows with automatic blinds & custom millwork w/ designer hardware. Luxurious kitchen with European appliance package & quartz countertops. Energy efficient heat pump & gas on demand hot water. #5 features an extra rec area on the ground floor, garage with driveway parking & private yard space. Built by award winning GT Mann Contracting.
Home facts
- Bedrooms
- 3
- Bathrooms
- 4 full
- Interior
- 2,273 sq ft
- Lot size
- 2,273 sq ft
- Year built
- 2024
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Cadboro Bay
- Listed
- September 14, 2026
- Structure
- Row / Townhouse
- PID
- 032-213-824
- Common interest
- Condo/Strata
Highlights
- Balcony
- Private yard
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer, Microwave
- Heating
- Heat Pump
- Cooling
- Air Conditioned
- Parking
- Attached Garage, Garage, Visitor Parking
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $7,579
- Property tax
- $467/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $8,196
Purchase snapshot
- List price
- $1,599,000
- Down payment
- $319,800 (20%)
- Estimated mortgage
- $1,279,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $8,316
- At 5.2008 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $2,596 a month
- Gross yield
- 1.9%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 56%
Who lives here
Documents
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