- Active
5025 Genoa Bay Road
Duncan · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,693
- Built
- 1989
Listed by Sotheby's International Realty Canada (Vic2) · MLS® 1048202
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Embrace West Coast living in this stunning 2,693 sq. ft. oceanfront home, perfectly perched on a 0.35-acre lot with panoramic views of beautiful Genoa Bay. With 1/3 shared ownership of a private dock with legal foreshore tenure, the property offers moorage for a boat up to 35 feet—ideal for those who love life on the water. Designed to maximize the ocean views from nearly every room and all three decks, the main floor features a vaulted living room with fireplace, open dining area, and a bright kitchen with abundant cabinetry, breakfast nook, picture window, and deck access. A generous bedroom, 2-piece bath, and laundry complete this level. Upstairs, the primary suite offers a 5-piece ensuite and access to a sun-drenched deck—perfect for morning coffee or evening stargazing. A second bedroom features its own 3-piece ensuite and shared deck access. An open-air hallway overlooking the living space below enhances the home’s bright, airy feel. The walk-out lower level offers flexible space for a family room, home office, studio, or hobby area, along with two finished storage rooms. Recent updates include a new front entry door, metal roof, windows and exterior doors, fresh paint, gutters, and downspouts. Outside, the low-maintenance yard leaves more time to enjoy the surroundings, with public beach access, Genoa Bay Marina, and the beloved Genoa Bay Café just a 2-minute stroll away. Tucked away from the everyday hustle, Genoa Bay offers a peaceful, off-the-beaten-path lifestyle without sacrificing convenience. Major shopping, downtown Duncan, and the new Cowichan District Hospital—scheduled for completion in 2027—are approximately 25 minutes away, while seaplane service to the mainland is just 5 minutes up the road. A rare opportunity to enjoy privacy, breathtaking scenery, boating at your doorstep, and an authentic West Coast lifestyle while remaining comfortably connected to everyday amenities.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 2,693 sq ft
- Lot size
- 15,072 sq ft
- Year built
- 1989
- Parking
- 5
- Property type
- Single Family
- Fireplace
- 1
- Area
- East Duncan
- Listed
- September 10, 2026
- Structure
- House
- PID
- 003-593-886
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Dryer
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- RV
- Lot
- Other, Marine Oriented, Moorage
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,451
- Property tax
- $333/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,934
Purchase snapshot
- List price
- $1,150,000
- Down payment
- $230,000 (20%)
- Estimated mortgage
- $920,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $8,017
- At 6.9710 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 71%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.