2052 Ernest Lane
Duncan · V9L5R4
$5,058/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Duncan · V9L5R4
$5,058/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Superb home in a fantastic family-friendly neighbourhood! Located in the highly desirable Parkwalk subdivision at Maple Bay, this beautifully maintained 4-year-old home offers a perfect blend of style, space, functionality, & income potential. With 2,555 sq. ft. of finished living space, this 3-storey residence sits on a fully landscaped 0.19-acre lot that backs onto green space, offering excellent privacy & a peaceful natural setting. The main level features an open-concept design with 9’ ceilings, wide plank engineered hardwood flooring, and a cozy natural gas fireplace. The spacious kitchen includes a large island with seating, full pantry, top-quality LG appliances including a natural gas range, and abundant cupboard and counter space. A 2-piece powder room adds convenience. Step through the sliding glass doors to a 26’ x 10’ covered deck with a natural gas BBQ hookup—perfect for year-round outdoor living. Upstairs are three well-sized bedrooms, a 5-piece shared bath, laundry area, and linen closet. The large primary bedroom offers a relaxing retreat with a 4-piece ensuite and a walk-in closet. A legal 1-bedroom suite on the lower level is ideal as a mortgage helper, in-law suite, or extended family space. It includes a full kitchen with nook, living area, 4-piece bath, & brand-new LG appliances—ready for rental or personal use. The extra-long garage provides space for a workshop & features 100 sq. ft. of overhead shelving plus a 240V EV plug. There's also RV parking & a foundation in place for a future shed or workshop. The front yard & hanging baskets are on an automatic irrigation system, and the yard is designed to be low-maintenance & easy care. Located just a 2-minute walk from Maple Bay Elementary School, sports fields, and pickleball/tennis courts, and a short drive to Maple Bay beaches, marinas, and downtown Duncan. Home warranty in place until 2032. A turn-key property in one of the Cowichan Valley’s most sought-after neighbourhoods!
4
Beds
2,555 ft²
Floor area
2022
Year built
Single Family
Type
East Duncan
Area
Listed
August 17, 2026
Nearby & Commute
1h 18m
walk to Bulk Barn
26 min
bike to nearest SkyTrain station
1h 25m
walk to nearest SkyTrain station
2h 38m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 51 | 63.0% |
| Townhouse | 13 | 16.0% |
| Land | 9 | 11.1% |
| Duplex | 7 | 8.6% |
| Mobile home | 1 | 1.2% |
| Under $5,000 | 5 | 1.5% |
| $15,000 to $19,999 | 5 | 1.5% |
| $20,000 to $24,999 | 5 | 1.5% |
| $35,000 to $39,999 | 5 | 1.5% |
| $40,000 to $44,999 | 5 | 1.5% |
| $45,000 to $49,999 | 10 | 3.0% |
| $50,000 to $59,999 | 20 | 6.0% |
| $60,000 to $69,999 | 20 | 6.0% |
| $70,000 to $79,999 | 30 | 9.0% |
| $80,000 to $89,999 | 20 | 6.0% |
| $90,000 to $99,999 | 20 | 6.0% |
| $100,000 to $124,999 | 45 | 13.4% |
| $125,000 to $149,999 | 45 | 13.4% |
| $150,000 to $199,999 | 60 | 17.9% |
| $200,000 and over | 40 | 11.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,058
Principal and interest
Calculated estimate
$4,616
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$998,000
Down payment
Calculated estimate
$199,600 (20%)
Estimated mortgage
Calculated estimate
$798,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,058
/mo
Rate
%
Amortization
Principal and interest
$4,616
Property tax (est.)
$292
P&I
Tax
Down payment
$199,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $199,600 down (20%) on $998,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.5924 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.