Merritt · V1K0A1
$4,567/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Experience the beauty of Nicola Lake from this custom 3,100+ sq.ft. home on a private, landscaped 1-acre lot. With breathtaking panoramic lake and valley views from nearly every room, this 4-bedroom, 3-bath retreat offers the lake lifestyle without the waterfront price. The 1,896 sq.ft. main level features vaulted ceilings, hardwood floors, an oak shaker kitchen with skylight, large island with custom pull-outs, w-i pantry, spacious dining area, living room with river rock fireplace and efficient wood insert, plus a family room, den and laundry. Heated tile floors in the kitchen and baths add comfort. Patio doors from the living room, family room and primary bedroom open to the expansive 12x52 sundeck with lake views from the enclosed sunroom and hot tub. Downstairs offers 1,210 sq.ft. with 13-ft ceilings, a huge rec room w/ pool table & library space, large bedroom w/ covered deck access to the sauna, full bath, exercise room, pellet stove with river rock accents, and a 222 sq.ft. heated/cooled atrium perfect for gardening, an art studio or peaceful retreat. Loads of storage plus a 5-6 ft crawl space. Outside the landscaping is natural & low maintenance, w/ exceptional privacy, a 10x26 greenhouse, raised garden beds, chicken coop, and double garage with workshop. Lennox Elite heat pump (2021), hot water tank (2024), 200-amp service, paved access, and community water/sewer/garbage for $222.62/month. All measurements are approximate. Buyer to verify if important.
4
Beds
3,118 ft²
Floor area
2007
Year built
Single Family
Type
Merritt
Area
Listed
July 17, 2026
Nearby & Commute
4h 55m
walk to No Frills
4h 17m
bike to Ebus
14h 15m
walk to Ebus
8h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Other · 45%
| Other | 17 | 44.7% |
| Land | 15 | 39.5% |
| Detached | 6 | 15.8% |
| Under $5,000 | 5 | 2.3% |
| $15,000 to $19,999 | 5 | 2.3% |
| $20,000 to $24,999 | 5 | 2.3% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 15 | 7.0% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 5 | 2.3% |
| $50,000 to $59,999 | 20 | 9.3% |
| $60,000 to $69,999 | 10 | 4.7% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 25 | 11.6% |
| $125,000 to $149,999 | 20 | 9.3% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 20 | 9.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,567
Principal and interest
Calculated estimate
$4,158
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,000
Down payment
Calculated estimate
$179,800 (20%)
Estimated mortgage
Calculated estimate
$719,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,567
/mo
Rate
%
Amortization
Principal and interest
$4,158
Property tax (est.)
$258
P&I
Tax
Down payment
$179,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
