- Active
649 Lost Lake Road
Highlands · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,806
- Built
- 1991
Listed by RE/MAX Camosun · MLS® 1050750
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Sign inAbout this home
Welcome to your own private forest retreat in the beautiful Highlands! Set on 2 peaceful acres overlooking the lake, this unique home offers the perfect balance of nature and convenience, just 5 minutes from Langford. The main floor features a bright kitchen and dining area that flows into the inviting living room with vaulted ceilings, a cozy fireplace, and tranquil lake views (no direct lake access). Also on the main level are the primary bedroom, a den, and a full bathroom. Upstairs, the loft provides flexible space for a second bedroom, media room, home office, or studio. The lower level offers a 1-bedroom in-law suite, laundry, and plenty of storage. With room to enjoy the outdoors and potential to build a shop or carriage house (buyer to verify), this is a rare opportunity to own a peaceful Highlands retreat.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,806 sq ft
- Year built
- 1991
- Parking
- 4
- Property type
- Single Family
- Fireplace
- 1
- Area
- Western Highlands
- Style
- Other
- Listed
- September 25, 2026
- Structure
- House
- PID
- 024-581-640
- Common interest
- Freehold
Highlights
- High ceilings
- Fireplace
Features and inclusions
- Appliances
- Dishwasher, Range, Dryer
- Heating
- Other
- Cooling
- None
- Lot
- Acreage
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,920
- Property tax
- $367/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,437
Purchase snapshot
- List price
- $1,249,000
- Down payment
- $249,800 (20%)
- Estimated mortgage
- $999,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,393
- At 4.3178 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 34%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
