- Active
691 3rd Avenue
Fernie · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 1,066
- Built
- 1945
Listed by Century 21 Mountain Lifestyles Inc. · MLS® 10398557
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Sign inAbout this home
This charming 2-bedroom, 1-bathroom home offers an opportunity to get into the Fernie market at a more approachable price point, all while being just a short walk from the best of downtown. Leave the car at home and enjoy easy access to Fernie's restaurants, cafes, shops, grocery stores and everything else the downtown core has to offer. Situated on a corner lot, the home has plenty of character and a welcoming feel from the moment you step inside. A large foyer provides a generous entry space and leads into the spacious living room, where high ceilings add to the sense of openness and highlight the home's original charm. The living room flows naturally toward the kitchen at the back of the home, creating a comfortable central gathering space. Both bedrooms are generously sized, offering flexibility for a primary bedroom, guest room or a home office. Recent updates include a newer furnace, hot water tank and electrical improvements, providing a solid foundation for the next owner. There is plenty of opportunity here to make the home your own. Whether you're a first-time buyer looking to get into the Fernie market, someone wanting to downsize into a convenient downtown location, or an investor looking for a property with potential, this home is ready for your ideas. Bring your vision, add your personal touches and make the most of this fantastic location. A downtown Fernie home with character, a great location and so much potential - an opportunity you won't want to miss!
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 1,066 sq ft
- Year built
- 1945
- Storey
- 1
- Property type
- Single Family
- Basement
- Cellar
- Area
- Fernie
- Style
- Bungalow
- Listed
- August 25, 2026
- Structure
- House
- PID
- 010-583-629
- Common interest
- Freehold
Highlights
- Mountain view
- High ceilings
- Guest suite
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Oven, Dryer
- Heating
- Forced air, See remarks
- Flooring
- Hardwood
- Roof
- Metal, Unknown
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,531
- Property tax
- $217/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,898
Purchase snapshot
- List price
- $745,000
- Down payment
- $149,000 (20%)
- Estimated mortgage
- $596,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,459
- At 5.9846 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 36%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.