Fernie · V0B1M5
$3,836/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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A rare opportunity to own nearly one acre of land just seven minutes from Fernie in the charming hamlet of Hosmer, BC. This inviting two-storey home features three bedrooms, a renovated four-piece bathroom, a spacious country-style kitchen, and an airtight wood-burning stove that adds warmth and character. The property also includes a large double garage with its own wood stove and an oversized 0.98-acre lot offering exceptional space for gardens, outdoor living, and recreational storage. Enjoy incredible mountain views in every direction, along with convenient access to biking, hiking, fishing, skiing, and the many outdoor activities the Elk Valley is known for. With numerous possibilities for future development, buyers may choose to renovate or expand the existing home, explore subdivision potential, build a carriage house, or create their dream home. Opportunities of this size, location, and versatility are rarely available in the Elk Valley.
3
Beds
1,468 ft²
Floor area
1920
Year built
Single Family
Type
Elk Valley Rural
Area
Listed
July 29, 2026
Nearby & Commute
2h 48m
walk to Ann's Your Independent Grocer
1h 18m
bike to nearest SkyTrain station
4h 21m
walk to nearest SkyTrain station
23h 36m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 2 | 40.0% |
| Mobile home | 2 | 40.0% |
| Land | 1 | 20.0% |
| $20,000 to $24,999 | 10 | 4.5% |
| $25,000 to $29,999 | 5 | 2.3% |
| $30,000 to $34,999 | 5 | 2.3% |
| $35,000 to $39,999 | 5 | 2.3% |
| $40,000 to $44,999 | 10 | 4.5% |
| $45,000 to $49,999 | 15 | 6.8% |
| $50,000 to $59,999 | 10 | 4.5% |
| $60,000 to $69,999 | 15 | 6.8% |
| $70,000 to $79,999 | 10 | 4.5% |
| $80,000 to $89,999 | 15 | 6.8% |
| $90,000 to $99,999 | 20 | 9.1% |
| $100,000 to $124,999 | 25 | 11.4% |
| $125,000 to $149,999 | 15 | 6.8% |
| $150,000 to $199,999 | 30 | 13.6% |
| $200,000 and over | 30 | 13.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,836
Principal and interest
Calculated estimate
$3,469
Property tax
Calculated estimate
$217/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$749,995
Down payment
Calculated estimate
$149,999 (20%)
Estimated mortgage
Calculated estimate
$599,996
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,836
/mo
Rate
%
Amortization
Principal and interest
$3,469
Property tax (est.)
$217
P&I
Tax
Down payment
$149,999 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $149,999 down (20%) on $749,995, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.8829 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
