Protection Island · V9G1C3
$4,230/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Where on the BC west coast will you find a home on .46 acre and walk-on waterfront? On Protection Island, just a short passenger ferry ride from Nanaimo's famous inner harbour. With a southeast setting and a 2 minute walk to the ferry dock and the floating Dinghy Dock Pub, your summer retreat or next home awaits you. A metal roof (2020), hardi-plank exterior, rustic cottage walls and ship-lap ceiling, full kitchen, living room, plus two bedrooms, all create a peaceful ocean-side milieu to relax and embrace one of the best waterfront oases on Vancouver Island. A patio, canopy of trees for summer shade, multiple surrounding parks all contribute to a laid back lifestyle we all yearn. Views to Nanaimo, a wide array of marine vessels from small skiffs to large yachts and daily ferries feed your state of mind. The property is serviced by Telus/Shaw, connected sewer, and city water. This is a truly unique find. All measurements are approximate and should be verified if important
2
Beds
738 ft²
Floor area
1973
Year built
Single Family
Type
Protection Island
Area
Listed
June 12, 2026
Nearby & Commute
23 min
walk to Thrifty Foods
6 min
bike to Nanaimo Harbour Ferry Terminal
20 min
walk to Nanaimo Harbour Ferry Terminal
2h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 33%
| Detached | 69 | 32.7% |
| Condo / Apartment | 64 | 30.3% |
| Land | 48 | 22.7% |
| Other | 10 | 4.7% |
| Townhouse | 8 | 3.8% |
| Other | 12 | 5.7% |
| Under $5,000 | 10 | 1.6% |
| $5,000 to $9,999 | 5 | 0.8% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 5 | 0.8% |
| $20,000 to $24,999 | 25 | 4.0% |
| $25,000 to $29,999 | 20 | 3.2% |
| $30,000 to $34,999 | 35 | 5.6% |
| $35,000 to $39,999 | 35 | 5.6% |
| $40,000 to $44,999 | 25 | 4.0% |
| $45,000 to $49,999 | 45 | 7.1% |
| $50,000 to $59,999 | 50 | 7.9% |
| $60,000 to $69,999 | 40 | 6.3% |
| $70,000 to $79,999 | 45 | 7.1% |
| $80,000 to $89,999 | 40 | 6.3% |
| $90,000 to $99,999 | 45 | 7.1% |
| $100,000 to $124,999 | 85 | 13.5% |
| $125,000 to $149,999 | 40 | 6.3% |
| $150,000 to $199,999 | 45 | 7.1% |
| $200,000 and over | 30 | 4.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,230
Principal and interest
Calculated estimate
$3,839
Property tax
Calculated estimate
$242/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$829,900
Down payment
Calculated estimate
$165,980 (20%)
Estimated mortgage
Calculated estimate
$663,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,230
/mo
Rate
%
Amortization
Principal and interest
$3,839
Property tax (est.)
$242
P&I
Tax
Down payment
$165,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $165,980 down (20%) on $829,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
