Lake Cowichan · V0R2G0
$10,230/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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This West Coast cottage has enjoyed the privilege of possessing one of the best view lots on the Lake! It is a large flat lot of .44 acres, with no worries regarding flooding! Quite an anomaly on a lake that can fluctuate dramatically from summer to winter! The North Arm is just a little warmer for swimming and did I mention that view? As you walk into this 3-bedroom (and a den) 2 bath rancher, you will be stunned by the lakeview that is all along the entire living area as well as the primary suite. There is a shop/garage and storage area for firewood to use in the fireplace insert. There is a formal dining room and open concept kitchen living area. There is also a separate living area set aside for quiet time enjoyment. This property is close to the main road which makes it easy to get out of town. You can also be meandering through the forest into the Town of Lake Cowichan. This cottage has only had one family and is all you need to get out and enjoy Cowichan Lake!
3
Beds
2,068 ft²
Floor area
1973
Year built
Single Family
Type
Lake Cowichan
Area
Listed
April 13, 2026
$2,290,000 is 39.0% above the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
1h 21m
walk to Country Grocer
2h 19m
bike to Alderlea Station
7h 43m
walk to Alderlea Station
3h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 71%
| Detached | 34 | 70.8% |
| Land | 8 | 16.7% |
| Townhouse | 3 | 6.3% |
| Other | 2 | 4.2% |
| Duplex | 1 | 2.1% |
| $15,000 to $19,999 | 10 | 3.0% |
| $20,000 to $24,999 | 15 | 4.5% |
| $25,000 to $29,999 | 15 | 4.5% |
| $30,000 to $34,999 | 10 | 3.0% |
| $35,000 to $39,999 | 5 | 1.5% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 20 | 6.0% |
| $50,000 to $59,999 | 25 | 7.5% |
| $60,000 to $69,999 | 15 | 4.5% |
| $70,000 to $79,999 | 20 | 6.0% |
| $80,000 to $89,999 | 10 | 3.0% |
| $90,000 to $99,999 | 30 | 9.0% |
| $100,000 to $124,999 | 45 | 13.4% |
| $125,000 to $149,999 | 30 | 9.0% |
| $150,000 to $199,999 | 35 | 10.4% |
| $200,000 and over | 30 | 9.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$10,230
Principal and interest
Calculated estimate
$9,480
Property tax
Calculated estimate
$600/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,049,500
Down payment
Calculated estimate
$409,900 (20%)
Estimated mortgage
Calculated estimate
$1,639,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$10,230
/mo
Rate
%
Amortization
Principal and interest
$9,480
Property tax (est.)
$600
P&I
Tax
Down payment
$409,900 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $409,900 down (20%) on $2,049,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
