Lake Cowichan · V0R2G0
$9,249/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Perfectly positioned 3 bed 2 bath house on a sunny south-facing 100 foot wide, walk-on waterfront property, this rare offering includes TWO separate legal waterfront lots, each with its own registered PID and ready to submit for building permits! Build 2 new homes situated so close to the lake it will feel like your on it! Located just minutes from town and close to the marina, you’ll enjoy easy boat access while being sheltered from the windier parts of Cowichan Lake. The property features two private docks, including a CanDock system with two jet rolls designed for Sea-Doos. The charming home and guest cottage are designed for true lakefront living, with multiple decks, an outdoor BBQ area, and direct access to warm, crystal-clear water just steps away. Recent upgrades include $25,000 Arctic Spa salt water hot tub, an entertainers dream patio with 3 TVs and a new septic treatment system valued at $100,000+. With incredible sun exposure, unmatched waterfront access, and Airbnb income potential exceeding $100,000 annually for the peak months of June to September alone! This is an exceptional opportunity to enjoy the ultimate Cowichan Lake lifestyle while creating lasting family memories.
3
Beds
2,067 ft²
Floor area
1940
Year built
Single Family
Type
Lake Cowichan
Area
Listed
May 24, 2026
$2,000,000 is 93.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
34 min
walk to Country Grocer
2h 6m
bike to Alderlea Station
6h 58m
walk to Alderlea Station
3h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 64%
| Detached | 38 | 64.4% |
| Land | 9 | 15.3% |
| Duplex | 3 | 5.1% |
| Townhouse | 3 | 5.1% |
| Condo / Apartment | 2 | 3.4% |
| Other | 4 | 6.8% |
| $15,000 to $19,999 | 10 | 3.0% |
| $20,000 to $24,999 | 15 | 4.5% |
| $25,000 to $29,999 | 15 | 4.5% |
| $30,000 to $34,999 | 10 | 3.0% |
| $35,000 to $39,999 | 5 | 1.5% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 20 | 6.0% |
| $50,000 to $59,999 | 25 | 7.5% |
| $60,000 to $69,999 | 15 | 4.5% |
| $70,000 to $79,999 | 20 | 6.0% |
| $80,000 to $89,999 | 10 | 3.0% |
| $90,000 to $99,999 | 30 | 9.0% |
| $100,000 to $124,999 | 45 | 13.4% |
| $125,000 to $149,999 | 30 | 9.0% |
| $150,000 to $199,999 | 35 | 10.4% |
| $200,000 and over | 30 | 9.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,249
Principal and interest
Calculated estimate
$8,557
Property tax
Calculated estimate
$542/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,850,000
Down payment
Calculated estimate
$370,000 (20%)
Estimated mortgage
Calculated estimate
$1,480,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,249
/mo
Rate
%
Amortization
Principal and interest
$8,557
Property tax (est.)
$542
P&I
Tax
Down payment
$370,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $370,000 down (20%) on $1,850,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
