Black Creek · V9J1A7
$4,768/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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''Forest meets Ocean'' It's rare to find a home where children can walk to school (Miracle Beach Elementary) through the woods, or take the bus, the beach is 3 minutes away, and shopping is still within an easy drive. Imagine waking each morning surrounded by towering evergreens, enjoying your coffee beneath the canopy of three magnificent old-growth trees, then strolling just minutes to one of Vancouver Island's most beautiful sandy beaches. Welcome to Saratoga Beach, where the relaxed coastal lifestyle meets the convenience of an established family-friendly community. This beautifully maintained 4-bedroom, 2-bath West Coast home is tucked away on a private, naturally landscaped property backing onto peaceful forest, offering exceptional privacy while remaining close to everything that makes this area so desirable. Inside, soaring ceilings and a centrally located Regency wood stove create a warm and inviting atmosphere, while the open-concept design is ideal for everyday living and entertaining. Both bathrooms & butler's kitchen have heated floors, the kitchen features stainless steel appliances, custom handcrafted cabinetry, quality wood finishes and a functional butler's pantry with additional storage & laundry. Step outside and discover a fully fenced backyard complete with a greenhouse, chicken coop, fenced garden, fire pit gathering area and spacious patio, creating your own personal retreat. Important updates include a newer septic system & field thoughtfully engineered to accommodate a future garage or carriage suite, newer windows, an updated patio door and Bosch 800 Series washer and dryer. Beach lovers, hikers and outdoor enthusiasts will enjoy having parks, ocean access and endless recreation at their doorstep. Perfectly positioned between Courtenay, Comox and Campbell River, this exceptional property offers the rare opportunity to enjoy peaceful rural living without sacrificing convenience. Welcome home to the Saratoga Beach lifestyle. Ask for Floor Plans
4
Beds
2,172 ft²
Floor area
1982
Year built
Single Family
Type
Merville Black Creek
Area
Listed
August 6, 2026
Nearby & Commute
24 min
walk to Discovery Foods Oyster River
41 min
bike to nearest SkyTrain station
2h 18m
walk to nearest SkyTrain station
6h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 64%
| Detached | 16 | 64.0% |
| Townhouse | 4 | 16.0% |
| Land | 3 | 12.0% |
| Mobile home | 1 | 4.0% |
| Other | 1 | 4.0% |
| $5,000 to $9,999 | 5 | 1.1% |
| $10,000 to $14,999 | 10 | 2.3% |
| $15,000 to $19,999 | 10 | 2.3% |
| $20,000 to $24,999 | 10 | 2.3% |
| $25,000 to $29,999 | 10 | 2.3% |
| $30,000 to $34,999 | 10 | 2.3% |
| $35,000 to $39,999 | 15 | 3.4% |
| $40,000 to $44,999 | 10 | 2.3% |
| $45,000 to $49,999 | 10 | 2.3% |
| $50,000 to $59,999 | 30 | 6.8% |
| $60,000 to $69,999 | 30 | 6.8% |
| $70,000 to $79,999 | 30 | 6.8% |
| $80,000 to $89,999 | 40 | 9.1% |
| $90,000 to $99,999 | 30 | 6.8% |
| $100,000 to $124,999 | 60 | 13.6% |
| $125,000 to $149,999 | 45 | 10.2% |
| $150,000 to $199,999 | 40 | 9.1% |
| $200,000 and over | 45 | 10.2% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,768
Principal and interest
Calculated estimate
$4,343
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$938,888
Down payment
Calculated estimate
$187,778 (20%)
Estimated mortgage
Calculated estimate
$751,110
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,768
/mo
Rate
%
Amortization
Principal and interest
$4,343
Property tax (est.)
$275
P&I
Tax
Down payment
$187,778 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $187,778 down (20%) on $938,888, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
