Mill Bay · V0R2P1
$5,719/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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4-bedroom, 3-bathroom home offering 2,355 sq ft of well-designed living space on an extra large 0.375-acre lot in Mill Bay’s sought-after Mill Springs Village. Built in 2013, this main level entry home features the primary living areas on the main floor with additional bedrooms upstairs, creating a practical layout that works well for families. The bright main living space features vaulted ceilings, hardwood and tile flooring, and large windows that help fill the home with natural light. The kitchen is finished with quartz countertops and stainless steel appliances, offering a clean and functional space for everyday living and entertaining. Comfort is covered year-round with central heating and air conditioning. The spacious primary bedroom includes a walk-in closet and large ensuite, along with a unique balcony overlooking the main living space below. Upstairs bedrooms provide great flexibility for family members, guests, or home office space. Outside, the level backyard offers plenty of usable outdoor space for kids, pets, gardening, or entertaining. The oversized double garage of approximately 500 sq ft provides excellent parking and storage. Located in the family-friendly community of Mill Springs Village, with Deloume Trail and Park just down the street, this home offers a great opportunity to enjoy comfortable living in Mill Bay within the beautiful Cowichan Valley on Vancouver Island.
4
Beds
2,355 ft²
Floor area
2013
Year built
Single Family
Type
Mill Bay
Area
Listed
March 13, 2026
$1,163,000 is 12.7% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
10 min
walk to Thrifty Foods
1h 24m
bike to nearest SkyTrain station
4h 40m
walk to nearest SkyTrain station
3h 7m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 83%
| Detached | 30 | 83.3% |
| Mobile home | 3 | 8.3% |
| Land | 2 | 5.6% |
| Condo / Apartment | 1 | 2.8% |
| $15,000 to $19,999 | 15 | 2.8% |
| $20,000 to $24,999 | 30 | 5.7% |
| $25,000 to $29,999 | 15 | 2.8% |
| $30,000 to $34,999 | 20 | 3.8% |
| $35,000 to $39,999 | 20 | 3.8% |
| $40,000 to $44,999 | 20 | 3.8% |
| $45,000 to $49,999 | 30 | 5.7% |
| $50,000 to $59,999 | 25 | 4.7% |
| $60,000 to $69,999 | 35 | 6.6% |
| $70,000 to $79,999 | 35 | 6.6% |
| $80,000 to $89,999 | 30 | 5.7% |
| $90,000 to $99,999 | 35 | 6.6% |
| $100,000 to $124,999 | 60 | 11.3% |
| $125,000 to $149,999 | 40 | 7.5% |
| $150,000 to $199,999 | 75 | 14.2% |
| $200,000 and over | 45 | 8.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,719
Principal and interest
Calculated estimate
$5,236
Property tax
Calculated estimate
$333/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,132,000
Down payment
Calculated estimate
$226,400 (20%)
Estimated mortgage
Calculated estimate
$905,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,719
/mo
Rate
%
Amortization
Principal and interest
$5,236
Property tax (est.)
$333
P&I
Tax
Down payment
$226,400 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $226,400 down (20%) on $1,132,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
