- Active
#90 – 2450 Radio Tower Road
Oliver · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,450
- Built
- 2016
Listed by Fair Realty (Kelowna) · MLS® 10386829
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Sign inAbout this home
Welcome to The Cottages on Osoyoos Lake—where relaxed luxury meets true “cottage life.” This beautifully maintained, fully furnished 3-bedroom, 3 bath home offers the ideal blend of vacation retreat, investment opportunity, or full-time living in one of the South Okanagan’s most sought-after gated waterfront communities. Thoughtfully designed with two primary suites (one on the main floor and one in the loft), vaulted ceilings, an open-concept living space, geothermal heating/cooling, and tasteful decor throughout. The enclosed sunroom and patio create seamless indoor-outdoor living, while the north-facing backyard will be welcome on those really warm Okanagan summer days. Ideally situated just steps to the beach, pools, clubhouse, marina, fitness centre, walking trails, playgrounds, and pickleball courts. Includes a boat slip (Slip # 86 - 11'6 x 23'). No age restrictions, 2 pets permitted. Residents enjoy over 1,800 ft of waterfront, sandy beach, marina, pools, hot tubs, a 7,000 sq ft clubhouse, fitness centre, trails, and more within a gated community. Short-term rentals permitted (4-night minimum). HOA $600/month. Boat slip is an additional $40/month HOA Fee. Leasehold property on Indigenous land—NO GST, NO Property Transfer Tax, and NO Vacancy Tax. Buyers to verify measurements, if deemed important.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,450 sq ft
- Year built
- 2016
- Storeys
- 2
- Parking
- 2
- Property type
- Single Family
- Area
- Oliver
- Listed
- May 25, 2026
- Structure
- House
- PID
- 903-021-736
- Common interest
- Leasehold
Highlights
- Mountain view
- Waterfront
- Gym
- Pool
- Patio
- Hot tub
- Recreation centre
- Party room
- Meeting/Party Room
Features and inclusions
- Appliances
- Range - Electric, Dishwasher, Dryer, Microwave, Hood Fan, Washer & Dryer, Water Heater - Electric
- Heating
- Forced air, Geothermal
- Cooling
- Heat Pump, Geothermal
- Flooring
- Laminate, Carpeted, Ceramic Tile
- Roof
- Asphalt shingle, Unknown
- Parking
- Stall
- Lot
- Cul-de-sac, Level lot, Two Balconies
- Community
- Family Oriented, Recreational Facilities, Rentals Allowed
Rooms and building
- Sewer
- Septic tank
- Water
- Private UtilityWellCommunity Water System
- Utilities
- Water, Sewer, Natural Gas, Electricity, Cable, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,218
- Property tax
- $200/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,568
Purchase snapshot
- List price
- $679,000
- Down payment
- $135,800 (20%)
- Estimated mortgage
- $543,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,783
- At 5.5719 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 86%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.