- Active
950 McDonald Street
Duncan · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,472
- Built
- 1992
Listed by eXp Realty (NA) · MLS® 1050269
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Well maintained and generously sized at 1,472 sq ft, this bright 2-bedroom, 2-washroom rancher sits on a level lot in a popular area of Old Town Duncan. The home offers a comfortable floor plan with kitchen featuring excellent counter and cupboard space, pantry storage, tile backsplash, oak cabinet doors and a convenient peninsula with seating. The open concept living room is filled with natural light from the bay window and warmth from the gas fireplace. A welcoming space to settle in. Both bedrooms are spacious, with the second featuring a genuine wall Murphy bed. A large laundry/mudroom adds practical storage. The private backyard is a gardener’s delight with established landscaping, garden areas, an 8x8 greenhouse and gazebo, plus a covered patio area & shuffleboard court out from the dining area. Oversized double garage, abundant parking and RV parking at the rear. Measurements are approx, verify if important. Living just off Cairnsmore, located in the popular Hospital Hill area, you are close to shopping, parks, recreation and the Cowichan Community Centre. Wonderful neighbours, terrific neighbourhood! This is a home with space, charm and plenty of room to make it your own.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,472 sq ft
- Lot size
- 7,191 sq ft
- Year built
- 1992
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- West Duncan
- Listed
- October 1, 2026
- Structure
- House
- PID
- 007-631-936
- Common interest
- Freehold
Highlights
- Patio
- Private yard
- Double garage
- Fireplace
Features and inclusions
- Appliances
- Dishwasher
- Heating
- Baseboard heaters, Electric, Natural gas
- Cooling
- Window air conditioner, Air Conditioned
- Parking
- Garage, RV, Street
- Lot
- Central location, Level lot, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,285
- Property tax
- $200/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,635
Purchase snapshot
- List price
- $693,000
- Down payment
- $138,600 (20%)
- Estimated mortgage
- $554,400
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,831
- At 6.9710 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 43%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.