- Active
964 Mt Ida Drive
Vernon · Single Family
- Beds
- 5
- Baths
- 4
- Sqft
- 3,285
- Built
- 2016
Listed by Real Broker B.C. Ltd · MLS® 10402773
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Sign inAbout this home
Welcome to this beautifully maintained 2016-built home, ideally situated in a peaceful and private location with stunning Swan Lake and valley views. Offering five bedrooms across two levels, this bright and thoughtfully designed property combines modern style with comfortable living. The main floor features a contemporary kitchen with crisp white cabinetry, tiled backsplash, stainless steel appliances, and a large island, opening to a light-filled living room with an appealing electric fireplace and access to the beautiful covered deck with glass railing and plenty of space to BBQ. The spacious primary suite includes a gorgeous ensuite, while two additional bedrooms share a full bathroom. The walk-out basement offers an expansive family room, custom-built gym under the garage, bonus room, and two bedrooms, including one with its own ensuite. Fully prepped for a suite, this level offers excellent mortgage-helper potential. Outside, enjoy a low-maintenance zeroscape yard, flat parking, and a double garage with generous storage. Additional features include hot tub wiring and professionally plumbed drip irrigation. A fantastic opportunity to enjoy privacy, views, and turnkey living in one exceptional package!
Home facts
- Bedrooms
- 5
- Bathrooms
- 4 full
- Interior
- 3,285 sq ft
- Year built
- 2016
- Storeys
- 2
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Middleton Mountain Vernon
- Style
- Ranch
- Listed
- October 8, 2026
- Structure
- House
- Frontage
- 58 feet
- PID
- 027-125-408
- Common interest
- Freehold
Highlights
- Gym
- Hot tub
- Double garage
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Hood Fan
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Corner Site, Central island
- Community
- Pets Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,569
- Property tax
- $342/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,061
Purchase snapshot
- List price
- $1,175,000
- Down payment
- $235,000 (20%)
- Estimated mortgage
- $940,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $7,047
- At 5.9974 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Vernon
Ten year average, 2016–2025.
- Average temperature
- 9.1°C
- Daily mean across the year.
- Yearly precipitation
- 345 mm
- On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 46%
Who lives here
Documents
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