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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Central Saanich

Rent vs mortgage

What could you buy in Central Saanich instead of renting?

In Central Saanich, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $352,900 under Central Saanich's $879,900 median home price, and 19 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

19 Central Saanich homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Central Saanich

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
3
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
10
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
14
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
14
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
19
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
33
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
47
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
63
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,0003
$1,800/mo$380,00010
$2,000/mo$422,00014
$2,200/mo$464,00014
$2,500/mo$527,00019
$3,000/mo$633,00033
$3,500/mo$738,00047
$4,000/mo$844,00063

Central Saanich homes around a $2,500 rent

#33 – 7701 Central Saanich Road
Under your rent
29

$355,000

~$1,683/mo

i

#33 – 7701 Central Saanich Road

Central Saanich · Residential

3 bd

2 ba

1,166 sqft

$304/sqft

Built 1989

MLS® 1045220

View

eXp Realty

#511 – 747 Old Place Road
Under your rent
33

$229,000

~$1,085/mo

i

#511 – 747 Old Place Road

Central Saanich · Residential

1 bd

1 ba

544 sqft

$421/sqft

Built 2023

MLS® 1044834

View

Royal LePage Coast Capital - Chatterton

#88 – 7583 Central Saanich Road
Under your rent
22

$329,000

~$1,559/mo

i

#88 – 7583 Central Saanich Road

Central Saanich · Residential

2 bd

2 ba

1,178 sqft

$279/sqft

Built 1991

MLS® 1040601

View

Maxxam Realty Ltd.

#432 – 747 Old Place Road
Under your rent
48

$269,000

~$1,275/mo

i

#432 – 747 Old Place Road

Central Saanich · Residential

1 bd

1 ba

572 sqft

$470/sqft

Built 2025

MLS® 1040880

View

RE/MAX Camosun

#107 – 2520 Hackett Crescent
Under your rent
Open House on Sat, 1pm–3pm
21

$499,900

~$2,369/mo

i

#107 – 2520 Hackett Crescent

Central Saanich · Residential

1 bd

1 ba

704 sqft

$710/sqft

Built 2024

MLS® 1039470

View

RE/MAX Camosun

#306 – 7098 Wallace Drive
Under your rent
27

$470,000

~$2,228/mo

i

#306 – 7098 Wallace Drive

Central Saanich · Residential

1 bd

1 ba

647 sqft

$726/sqft

Built 2023

MLS® 1047390

View

Macdonald Realty Ltd. (Sid)

#23 – 7583 Central Saanich Road
Under your rent
32

$274,900

~$1,303/mo

i

#23 – 7583 Central Saanich Road

Central Saanich · Residential

2 bd

1 ba

994 sqft

$277/sqft

Built 1991

MLS® 1044840

View

Team 3000 Realty Ltd

#94 – 7701 Central Saanich Road
Under your rent
41

$352,500

~$1,671/mo

i

#94 – 7701 Central Saanich Road

Central Saanich · Residential

2 bd

1 ba

1,088 sqft

$324/sqft

Built 1984

MLS® 1046592

View

Sotheby's International Realty Canada

#111 – 7701 Central Saanich Road
Under your rent
30

$399,900

~$1,895/mo

i

#111 – 7701 Central Saanich Road

Central Saanich · Residential

3 bd

2 ba

1,368 sqft

$292/sqft

Built 1991

MLS® 1046796

View

Coldwell Banker Oceanside Real Estate

#121 – 7701 Central Saanich Road
Under your rent
26

$359,000

~$1,702/mo

i

#121 – 7701 Central Saanich Road

Central Saanich · Residential

2 bd

2 ba

1,139 sqft

$315/sqft

Built 1988

MLS® 1039701

View

Team 3000 Realty Ltd

#9 – 7583 Central Saanich Road
Under your rent
38

$349,900

~$1,658/mo

i

#9 – 7583 Central Saanich Road

Central Saanich · Residential

2 bd

2 ba

1,272 sqft

$275/sqft

Built 1991

MLS® 1043563

View

Team 3000 Realty Ltd

#208 – 1959 Polo Park Court
Under your rent
30

$415,000

~$1,967/mo

i

#208 – 1959 Polo Park Court

Central Saanich · Residential

1 bd

1 ba

602 sqft

$689/sqft

Built 2004

MLS® 1046840

View

RE/MAX Camosun

See all $2,500/mo matches (19 active listings)

Renting vs buying in Central Saanich: what actually changes

At $2,500/mo your payment would carry a $527,000 Central Saanich home against a $879,900 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Central Saanich

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.