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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

Built for rational decisions, transparent process, and practical next steps.

Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Saanich

Rent vs mortgage

What could you buy in Saanich instead of renting?

In Saanich, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $532,000 under Saanich's $1,059,000 median home price, and 75 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

75 Saanich homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Saanich

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
6
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
24
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
34
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
51
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
75
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
115
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
134
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
167
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,0006
$1,800/mo$380,00024
$2,000/mo$422,00034
$2,200/mo$464,00051
$2,500/mo$527,00075
$3,000/mo$633,000115
$3,500/mo$738,000134
$4,000/mo$844,000167

Saanich homes around a $2,500 rent

#302 – 3880 Shelbourne Street
Under your rent
20

$389,900

~$1,848/mo

i

#302 – 3880 Shelbourne Street

Saanich · Residential

1 bd

1 ba

690 sqft

$565/sqft

Built 1969

MLS® 1044931

View

Macdonald Realty

#104 – 1580 Christmas Avenue
Under your rent
26

$445,000

~$2,109/mo

i

#104 – 1580 Christmas Avenue

Saanich · Residential

2 bd

2 ba

850 sqft

$524/sqft

Built 1996

MLS® 1034117

View

Pemberton Holmes Ltd. - Oak Bay

#407 – 3133 Tillicum Road
Under your rent
35

$339,999

~$1,612/mo

i

#407 – 3133 Tillicum Road

Saanich · Residential

2 bd

1 ba

834 sqft

$408/sqft

Built 1998

MLS® 1047286

View

Sutton Group West Coast Realty

#408 – 1005 McKenzie Avenue
Under your rent
33

$499,900

~$2,369/mo

i

#408 – 1005 McKenzie Avenue

Saanich · Residential

2 bd

1 ba

1,277 sqft

$391/sqft

Built 1975

MLS® 1041360

View

RE/MAX Camosun

#509 – 69 Gorge Road
Under your rent
28

$344,900

~$1,635/mo

i

#509 – 69 Gorge Road

Saanich · Residential

1 bd

2 ba

906 sqft

$381/sqft

Built 1981

MLS® 1046460

View

RE/MAX Camosun

#110 – 494 Marsett Place
Under your rent
25

$499,900

~$2,369/mo

i

#110 – 494 Marsett Place

Saanich · Residential

2 bd

2 ba

969 sqft

$516/sqft

Built 1994

MLS® 1044163

View

RE/MAX Camosun

#2201 – 4201 Tyndall Avenue
Under your rent
Open House on Sat, 1pm–4pm
8

$344,900

~$1,635/mo

i

#2201 – 4201 Tyndall Avenue

Saanich · Residential

0 bd

1 ba

396 sqft

$871/sqft

Built 2025

MLS® 1031322

View

Sutton Group West Coast Realty

#2304 – 4201 Tyndall Avenue
Under your rent
Open House on Sat, 1pm–4pm
10

$379,900

~$1,801/mo

i

#2304 – 4201 Tyndall Avenue

Saanich · Residential

0 bd

1 ba

382 sqft

$995/sqft

Built 2025

MLS® 1038812

View

Sutton Group West Coast Realty

#101 – 3724 Harriet Road
Under your rent
28

$409,900

~$1,943/mo

i

#101 – 3724 Harriet Road

Saanich · Residential

1 bd

1 ba

855 sqft

$479/sqft

Built 1993

MLS® 1042715

View

Royal LePage Coast Capital - Chatterton

#118 – 1009 Mckenzie Avenue
Under your rent
31

$415,000

~$1,967/mo

i

#118 – 1009 Mckenzie Avenue

Saanich · Residential

2 bd

2 ba

926 sqft

$448/sqft

Built 1975

MLS® 1038009

View

Royal LePage Coast Capital - Chatterton

#204 – 799 Blackberry Road
Under your rent
20

$400,000

~$1,896/mo

i

#204 – 799 Blackberry Road

Saanich · Residential

1 bd

1 ba

705 sqft

$567/sqft

Built 1999

MLS® 1042944

View

Royal LePage Coast Capital - Chatterton

#302 – 108 Gorge Road
Under your rent
30

$444,818

~$2,108/mo

i

#302 – 108 Gorge Road

Saanich · Residential

2 bd

2 ba

908 sqft

$490/sqft

Built 1992

MLS® 1047174

View

RE/MAX Camosun

See all $2,500/mo matches (75 active listings)

Renting vs buying in Saanich: what actually changes

At $2,500/mo your payment would carry a $527,000 Saanich home against a $1,059,000 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Saanich

Browse Saanich listings, market data, and timing from one place.

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Saanich market report

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Saanich price drops

Nearby cities

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.