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500-666 Burrard Street, Vancouver, BC V6C 3P6
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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Saanich/$4,000/mo

Rent vs mortgage

$4,000 a month in rent buys a $844,000 home in Saanich

That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $690,000. Here are the 167 Saanich homes on the market at or under it right now.

Purchase price

$844,000

Down payment

$169,000

All-in monthly

$4,729/mo

Matching homes

167

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $4,000/mo owns a home worth about

$844,000

167 Saanich homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $711,000.

Rate %
Down %
Amort. yrs
Email *
How $4,000/mo of rent becomes a purchase price
Rent you pay$4,000/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$169,000
Mortgage supported$675,000
Purchase price$844,000
Tax, strata & insurance$729/mo
All-in monthly$4,729/mo

Saanich homes your $4,000 rent could own

#407 – 3133 Tillicum Road
Under your rent
35

$339,999

~$1,612/mo

i

#407 – 3133 Tillicum Road

Saanich · Residential

2 bd

1 ba

834 sqft

$408/sqft

Built 1998

MLS® 1047286

View

Sutton Group West Coast Realty

#408 – 1005 McKenzie Avenue
Under your rent
33

$499,900

~$2,369/mo

i

#408 – 1005 McKenzie Avenue

Saanich · Residential

2 bd

1 ba

1,277 sqft

$391/sqft

Built 1975

MLS® 1041360

View

RE/MAX Camosun

#509 – 69 Gorge Road
Under your rent
28

$344,900

~$1,635/mo

i

#509 – 69 Gorge Road

Saanich · Residential

1 bd

2 ba

906 sqft

$381/sqft

Built 1981

MLS® 1046460

View

RE/MAX Camosun

#1 – 4068 Tuxedo Drive
Under your rent
26

$699,000

~$3,313/mo

i

#1 – 4068 Tuxedo Drive

Saanich · Residential

3 bd

3 ba

1,130 sqft

$619/sqft

Built 2026

MLS® 1045201

View

Century 21 Queenswood Realty Ltd.

#2 – 4068 Tuxedo Drive
Under your rent
41

$799,000

~$3,787/mo

i

#2 – 4068 Tuxedo Drive

Saanich · Residential

3 bd

3 ba

1,388 sqft

$576/sqft

Built 2026

MLS® 1045209

View

Century 21 Queenswood Realty Ltd.

#3 – 4068 Tuxedo Drive
Under your rent
41

$799,000

~$3,787/mo

i

#3 – 4068 Tuxedo Drive

Saanich · Residential

3 bd

3 ba

1,356 sqft

$589/sqft

Built 2026

MLS® 1045214

View

Century 21 Queenswood Realty Ltd.

1673 North Dairy Road
Under your rent
39

$799,000

~$3,787/mo

i

1673 North Dairy Road

Saanich · Residential

3 bd

1 ba

1,169 sqft

$683/sqft

Built 1953

MLS® 1042974

View

eXp Realty

4034 Zinnia Road
Under your rent
29

$829,000

~$3,929/mo

i

4034 Zinnia Road

Saanich · Residential

2 bd

1 ba

877 sqft

$945/sqft

Built 1910

MLS® 1047381

View

Alexandrite Real Estate Ltd.

#27 – 610 McKenzie Avenue
Under your rent
28

$748,000

~$3,545/mo

i

#27 – 610 McKenzie Avenue

Saanich · Residential

4 bd

2 ba

1,624 sqft

$461/sqft

Built 1973

MLS® 1046947

View

RE/MAX Generation

#110 – 494 Marsett Place
Under your rent
25

$499,900

~$2,369/mo

i

#110 – 494 Marsett Place

Saanich · Residential

2 bd

2 ba

969 sqft

$516/sqft

Built 1994

MLS® 1044163

View

RE/MAX Camosun

#2201 – 4201 Tyndall Avenue
Under your rent
Open House on Sat, 1pm–4pm
8

$344,900

~$1,635/mo

i

#2201 – 4201 Tyndall Avenue

Saanich · Residential

0 bd

1 ba

396 sqft

$871/sqft

Built 2025

MLS® 1031322

View

Sutton Group West Coast Realty

#3 – 864 Swan Street
Under your rent
46

$679,000

~$3,218/mo

i

#3 – 864 Swan Street

Saanich · Residential

3 bd

2 ba

1,261 sqft

$538/sqft

Built 1977

MLS® 1046646

View

Royal LePage Coast Capital - Chatterton

See all on the map (167 active listings)

Other rents in Saanich

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.94 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $4,000 a month in rent buy in Saanich?

At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $690,000.

How much do I need for a down payment?

On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $729/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,729.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Saanich$1,800/mo in Saanich$2,000/mo in Saanich$2,200/mo in Saanich$2,500/mo in Saanich$3,000/mo in Saanich$3,500/mo in SaanichAll rent bands in SaanichSaanich market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.