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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Saanich/$1,800/mo

Rent vs mortgage

$1,800 a month in rent buys a $380,000 home in Saanich

That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $266,000. Here are the 24 Saanich homes on the market at or under it right now.

Purchase price

$380,000

Down payment

$76,000

All-in monthly

$2,338/mo

Matching homes

24

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $1,800/mo owns a home worth about

$380,000

24 Saanich homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $276,000.

Rate %
Down %
Amort. yrs
Email *
How $1,800/mo of rent becomes a purchase price
Rent you pay$1,800/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$76,000
Mortgage supported$304,000
Purchase price$380,000
Tax, strata & insurance$538/mo
All-in monthly$2,338/mo

Saanich homes your $1,800 rent could own

#407 – 3133 Tillicum Road
Under your rent
35

$339,999

~$1,612/mo

i

#407 – 3133 Tillicum Road

Saanich · Residential

2 bd

1 ba

834 sqft

$408/sqft

Built 1998

MLS® 1047286

View

Sutton Group West Coast Realty

#509 – 69 Gorge Road
Under your rent
28

$344,900

~$1,635/mo

i

#509 – 69 Gorge Road

Saanich · Residential

1 bd

2 ba

906 sqft

$381/sqft

Built 1981

MLS® 1046460

View

RE/MAX Camosun

#2201 – 4201 Tyndall Avenue
Under your rent
Open House on Sat, 1pm–4pm
8

$344,900

~$1,635/mo

i

#2201 – 4201 Tyndall Avenue

Saanich · Residential

0 bd

1 ba

396 sqft

$871/sqft

Built 2025

MLS® 1031322

View

Sutton Group West Coast Realty

#2304 – 4201 Tyndall Avenue
Open House on Sat, 1pm–4pm
10

$379,900

~$1,801/mo

i

#2304 – 4201 Tyndall Avenue

Saanich · Residential

0 bd

1 ba

382 sqft

$995/sqft

Built 2025

MLS® 1038812

View

Sutton Group West Coast Realty

#212 – 73 Gorge Road
Under your rent
30

$364,900

~$1,730/mo

i

#212 – 73 Gorge Road

Saanich · Residential

2 bd

2 ba

869 sqft

$420/sqft

Built 1981

MLS® 1046701

View

Pemberton Holmes Ltd. - Oak Bay

#421 – 3255 Glasgow Avenue
Under your rent
19

$375,000

~$1,777/mo

i

#421 – 3255 Glasgow Avenue

Saanich · Residential

1 bd

1 ba

725 sqft

$517/sqft

Built 1982

MLS® 1047110

View

Macdonald Realty Victoria

#111 – 3215 Alder Street
Under your rent
34

$369,900

~$1,753/mo

i

#111 – 3215 Alder Street

Saanich · Residential

2 bd

1 ba

690 sqft

$536/sqft

Built 1982

MLS® 1040830

View

Oakwyn Realty Ltd.

#419 – 1005 McKenzie Avenue
61

$379,900

~$1,801/mo

i

#419 – 1005 McKenzie Avenue

Saanich · Residential

2 bd

1 ba

1,248 sqft

$304/sqft

Built 1975

MLS® 1027393

View

Sutton Group West Coast Realty

#304 – 1009 McKenzie Avenue
Under your rent
21

$309,900

~$1,469/mo

i

#304 – 1009 McKenzie Avenue

Saanich · Residential

1 bd

1 ba

810 sqft

$383/sqft

Built 1975

MLS® 1043721

View

Loyal Homes Ltd.

Lot 3-A Gorge Road
Under your rent

$99,000

~$469/mo

i

Lot 3-A Gorge Road

Saanich · Land

0 bd

0 ba

MLS® 1039906

View

Royal LePage Coast Capital - Chatterton

#105 – 81 Gorge Road
Under your rent
17

$374,900

~$1,777/mo

i

#105 – 81 Gorge Road

Saanich · Residential

2 bd

2 ba

1,047 sqft

$358/sqft

Built 1980

MLS® 1038192

View

RE/MAX Camosun

#102 – 3133 Tillicum Road
Under your rent
21

$360,000

~$1,706/mo

i

#102 – 3133 Tillicum Road

Saanich · Residential

2 bd

1 ba

725 sqft

$497/sqft

Built 1998

MLS® 1025429

View

RE/MAX Camosun

See all on the map (24 active listings)

Other rents in Saanich

$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.94 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $1,800 a month in rent buy in Saanich?

At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $266,000.

How much do I need for a down payment?

On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $538/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,338.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Saanich$2,000/mo in Saanich$2,200/mo in Saanich$2,500/mo in Saanich$3,000/mo in Saanich$3,500/mo in Saanich$4,000/mo in SaanichAll rent bands in SaanichSaanich market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.