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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Courtenay

Rent vs mortgage

What could you buy in Courtenay instead of renting?

In Courtenay, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $221,900 under Courtenay's $748,900 median home price, and 63 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

63 Courtenay homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Courtenay

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
20
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
35
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
42
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
48
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
63
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
107
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
135
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
159
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,00020
$1,800/mo$380,00035
$2,000/mo$422,00042
$2,200/mo$464,00048
$2,500/mo$527,00063
$3,000/mo$633,000107
$3,500/mo$738,000135
$4,000/mo$844,000159

Courtenay homes around a $2,500 rent

#413 – 930 Braidwood Road
Under your rent
64

$465,000

~$2,204/mo

i

#413 – 930 Braidwood Road

Courtenay · Residential

3 bd

3 ba

1,383 sqft

$336/sqft

Built 2007

MLS® 1046329

View

REMAX Ocean Pacific (Crtny)

#222 – 1450 Tunner Drive
Under your rent
31

$295,000

~$1,398/mo

i

#222 – 1450 Tunner Drive

Courtenay · Residential

1 bd

1 ba

490 sqft

$602/sqft

Built 1994

MLS® 1044279

View

eXp Realty (CX)

#18 – 1180 Braidwood Road
Under your rent
40

$434,900

~$2,061/mo

i

#18 – 1180 Braidwood Road

Courtenay · Residential

3 bd

2 ba

1,370 sqft

$317/sqft

Built 1994

MLS® 1047623

View

eXp Realty (CX)

#18 – 1535 Dingwall Road
Under your rent
12

$349,000

~$1,654/mo

i

#18 – 1535 Dingwall Road

Courtenay · Residential

2 bd

1 ba

807 sqft

$432/sqft

Built 1993

MLS® 1046721

View

eXp Realty (CX)

4649 McQuillan Road
Under your rent
20

$460,000

~$2,180/mo

i

4649 McQuillan Road

Courtenay · Residential

3 bd

2 ba

1,020 sqft

$451/sqft

Built 1973

MLS® 1040857

View

Engel & Volkers Vancouver Island North

#108 – 130 Back Road
Under your rent
16

$349,900

~$1,658/mo

i

#108 – 130 Back Road

Courtenay · Residential

2 bd

1 ba

887 sqft

$394/sqft

Built 1995

MLS® 1047405

View

Royal LePage-Comox Valley (CV)

#401 – 840 Braidwood Road
Under your rent
18

$285,000

~$1,351/mo

i

#401 – 840 Braidwood Road

Courtenay · Residential

2 bd

1 ba

951 sqft

$300/sqft

Built 1995

MLS® 1029691

View

eXp Realty (CT)

#308 – 3070 Kilpatrick Avenue
Under your rent
47

$420,000

~$1,991/mo

i

#308 – 3070 Kilpatrick Avenue

Courtenay · Residential

2 bd

2 ba

913 sqft

$460/sqft

Built 2019

MLS® 1038344

View

LPT Realty

#101 – 3070 Kilpatrick Avenue
Under your rent
29

$419,900

~$1,990/mo

i

#101 – 3070 Kilpatrick Avenue

Courtenay · Residential

2 bd

2 ba

1,120 sqft

$375/sqft

Built 2019

MLS® 1044643

View

Easy List Realty

#103 – 1355 Cumberland Road
Under your rent
32

$314,000

~$1,488/mo

i

#103 – 1355 Cumberland Road

Courtenay · Residential

2 bd

1 ba

920 sqft

$341/sqft

Built 1995

MLS® 1043327

View

Engel & Volkers Vancouver Island North

#46 – 4714 MUIR Road
Under your rent
39

$394,000

~$1,867/mo

i

#46 – 4714 MUIR Road

Courtenay · Residential

2 bd

2 ba

955 sqft

$413/sqft

Built 2010

MLS® 1046835

View

eXp Realty (CR)

#204 – 220 Back Road
Under your rent
21

$319,900

~$1,516/mo

i

#204 – 220 Back Road

Courtenay · Residential

2 bd

1 ba

864 sqft

$370/sqft

Built 1993

MLS® 1039638

View

eXp Realty (CR)

See all $2,500/mo matches (63 active listings)

Renting vs buying in Courtenay: what actually changes

At $2,500/mo your payment would carry a $527,000 Courtenay home against a $748,900 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Courtenay

Browse Courtenay listings, market data, and timing from one place.

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Courtenay market report

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.