Under your rent
26
$614,900
~$2,914/mo
i#79 – 6026 Lindeman Street
Chilliwack · Residential
3 bd
3 ba
1,242 sqft
$495/sqft
Built 2016
MLS® R3152325
Royal LePage Sterling Realty
Rent vs mortgage
$3,000 a month in rent buys a $633,000 home in Chilliwack
That is what a 3000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $502,000. Here are the 417 Chilliwack homes on the market at or under it right now.
Purchase price
$633,000
Down payment
$127,000
All-in monthly
$3,619/mo
Matching homes
417
Chilliwack homes your $3,000 rent could own
Newly Listed
Under your rent
38
$615,000
~$2,915/mo
i#11 – 9750 Mcnaught Road
Chilliwack · Residential
3 bd
3 ba
1,919 sqft
$320/sqft
Built 2014
MLS® R3154306
Homelife Advantage Realty Ltd
Under your rent
8
$499,000
~$2,365/mo
i9446 Menzies Street
Chilliwack · Residential
2 bd
1 ba
681 sqft
$733/sqft
Built 1953
MLS® R3151626
YPA Your Property Agent
Under your rent
31
$259,999
~$1,232/mo
i#218 – 9422 Victor Street
Chilliwack · Residential
2 bd
1 ba
654 sqft
$398/sqft
Built 2008
MLS® R3135200
Century 21 Creekside Realty
Newly Listed
Under your rent
30
$589,900
~$2,796/mo
i#132 – 8590 Sunrise Drive
Chilliwack · Residential
3 bd
2 ba
1,664 sqft
$355/sqft
Built 2007
MLS® R3156648
Homelife Benchmark Realty Corp.
Newly Listed
Under your rent
Open House on Sat, 12pm–2pm
26
$274,900
~$1,303/mo
i#109 – 7435 Shaw Avenue
Chilliwack · Residential
2 bd
1 ba
811 sqft
$339/sqft
Built 1991
MLS® R3157972
Advantage Property Management
Under your rent
19
$399,000
~$1,891/mo
i#201 – 9450 ROBSON Street
Chilliwack · Residential
2 bd
2 ba
742 sqft
$538/sqft
Built 2023
MLS® R3157824
Royal Pacific Realty (Kingsway) Ltd.
Under your rent
29
$299,000
~$1,417/mo
i#14 – 9055 Ashwell Road
Chilliwack · Residential
2 bd
2 ba
1,532 sqft
$195/sqft
Built 1986
MLS® R3153857
Century 21 Creekside Realty
Under your rent
23
$338,888
~$1,606/mo
i#214 – 45669 MCINTOSH Drive
Chilliwack · Residential
3 bd
1 ba
950 sqft
$357/sqft
Built 1993
MLS® R3151121
Coldwell Banker Prestige Realty
Under your rent
$399,000
~$1,891/mo
i50521 KINGSTON Drive
Chilliwack · Land
MLS® R3139929
Sutton Group-West Coast Realty
Under your rent
$399,000
~$1,891/mo
i50503 KINGSTON Drive
Chilliwack · Land
MLS® R3139908
Sutton Group-West Coast Realty
Under your rent
35
$589,000
~$2,792/mo
i#8 – 9102 HAZEL Street
Chilliwack · Residential
2 bd
2 ba
1,595 sqft
$369/sqft
Built 1993
MLS® R3117049
Macdonald Realty
See all on the map (417 active listings)
Other rents in Chilliwack
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,500/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.50 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $3,000 a month in rent buy in Chilliwack?
At a 5.19% rate with 20% down over 25 years, $3,000/mo carries the mortgage on a home priced around $633,000. Covering tax, strata and insurance inside the same budget, the matching price is about $502,000.
How much do I need for a down payment?
On a $633,000 home at 20% down, the down payment is $127,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $619/mo in tax, strata and insurance, so the honest all-in monthly on a $633,000 home is closer to $3,619.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
$1,500/mo in Chilliwack$1,800/mo in Chilliwack$2,000/mo in Chilliwack$2,200/mo in Chilliwack$2,500/mo in Chilliwack$3,500/mo in Chilliwack$4,000/mo in ChilliwackAll rent bands in ChilliwackChilliwack market reportMortgage calculator
Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.