New
Under your rent
25
$299,900
~$1,421/mo
i#203 – 45660 Knight Road
Chilliwack · Residential
2 bd
1 ba
987 sqft
$304/sqft
Built 1989
MLS® R3158370
RE/MAX Nyda Realty Inc.
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Chilliwack
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $696,000. Here are the 657 Chilliwack homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,699/mo
Matching homes
657
Chilliwack homes your $4,000 rent could own
Newly Listed
Under your rent
39
$825,000
~$3,910/mo
i46396 Strathcona Road
Chilliwack · Residential
5 bd
2 ba
2,336 sqft
$353/sqft
Built 1971
MLS® R3149822
Select Real Estate
Under your rent
31
$259,999
~$1,232/mo
i#218 – 9422 Victor Street
Chilliwack · Residential
2 bd
1 ba
654 sqft
$398/sqft
Built 2008
MLS® R3135200
Century 21 Creekside Realty
Under your rent
22
$674,900
~$3,199/mo
i#4 – 5648 PROMONTORY Road
Chilliwack · Residential
3 bd
3 ba
1,986 sqft
$340/sqft
Built 2007
MLS® R3156223
1NE Collective Realty Inc.
Newly Listed
Under your rent
15
$359,997
~$1,706/mo
i#103 – 8537 Young Road
Chilliwack · Residential
2 bd
1 ba
919 sqft
$392/sqft
Built 1992
MLS® R3156412
Oracle Realty
Under your rent
35
$524,900
~$2,488/mo
i#8 – 9470 Hazel Street
Chilliwack · Residential
3 bd
2 ba
1,636 sqft
$321/sqft
Built 1998
MLS® R3133483
eXp Realty
New
Under your rent
39
$624,900
~$2,962/mo
i#25 – 6498 Southdowne Place
Chilliwack · Residential
3 bd
3 ba
1,690 sqft
$370/sqft
Built 2009
MLS® R3157913
Century 21 Creekside Realty Ltd.
Newly Listed
Under your rent
35
$724,900
~$3,436/mo
i#25 – 5900 Jinkerson Road
Chilliwack · Residential
3 bd
3 ba
2,031 sqft
$357/sqft
Built 2006
MLS® R3156137
Royal LePage - Wolstencroft
Under your rent
37
$570,000
~$2,702/mo
i46297 Gore Avenue
Chilliwack · Residential
2 bd
1 ba
579 sqft
$984/sqft
Built 1943
MLS® R3125636
Royal Lepage Wheeler Cheam
Under your rent
21
$650,000
~$3,081/mo
i#8 – 6449 BLACKWOOD Lane
Chilliwack · Residential
3 bd
3 ba
1,561 sqft
$416/sqft
Built 2005
MLS® R3157014
Oakwyn Realty Encore
Under your rent
13
$709,900
~$3,365/mo
i#1 – 43998 CHILLIWACK MOUNTAIN Road
Chilliwack · Residential
3 bd
2 ba
1,560 sqft
$455/sqft
Built 2022
MLS® R3125843
Angell, Hasman & Associates Realty Ltd.
New
Under your rent
39
$295,900
~$1,402/mo
i#24 – 7455 Huron Street
Chilliwack · Residential
2 bd
1 ba
907 sqft
$326/sqft
Built 1986
MLS® R3158155
Royal Lepage Wheeler Cheam
See all on the map (657 active listings)
Other rents in Chilliwack
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.50 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Chilliwack?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $696,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $699/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,699.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.