$699,000
~$3,313/mo
i#411 – 3564A Ryder Hesjedal Way
Colwood · Residential
2 bd
2 ba
941 sqft
$743/sqft
Built 2025
MLS® 1041156
Pemberton Holmes - Westshore
Rent vs mortgage
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $696,000. Here are the 43 Colwood homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,702/mo
Matching homes
43
$699,000
~$3,313/mo
i#411 – 3564A Ryder Hesjedal Way
Colwood · Residential
2 bd
2 ba
941 sqft
$743/sqft
Built 2025
MLS® 1041156
Pemberton Holmes - Westshore
$599,900
~$2,843/mo
i#9 – 639 Kildew Road
Colwood · Residential
2 bd
2 ba
1,389 sqft
$432/sqft
Built 1990
MLS® 1042079
Maxxam Realty Ltd.
$769,000
~$3,645/mo
i#50 – 370 Latoria Boulevard
Colwood · Residential
3 bd
3 ba
1,597 sqft
$482/sqft
Built 2020
MLS® 1044886
RE/MAX Generation
$789,900
~$3,744/mo
i#5 – 3439 Trumpeter Street
Colwood · Residential
4 bd
3 ba
1,512 sqft
$522/sqft
Built 2026
MLS® 1041591
RE/MAX Camosun
$799,900
~$3,791/mo
i#2 – 3439 Trumpeter Street
Colwood · Residential
4 bd
3 ba
1,552 sqft
$515/sqft
Built 2026
MLS® 1041789
RE/MAX Camosun
$829,900
~$3,934/mo
i#1 – 3439 Trumpeter Street
Colwood · Residential
4 bd
3 ba
1,550 sqft
$535/sqft
Built 2026
MLS® 1041788
RE/MAX Camosun
$769,900
~$3,649/mo
i#6 – 3439 Trumpeter Street
Colwood · Residential
3 bd
3 ba
1,331 sqft
$578/sqft
Built 2026
MLS® 1041790
RE/MAX Camosun
$799,000
~$3,787/mo
i#52 – 370 Latoria Boulevard
Colwood · Residential
4 bd
3 ba
1,503 sqft
$532/sqft
Built 2019
MLS® 1042557
Pemberton Holmes - Westshore
$529,999
~$2,512/mo
i#303 – 627 Brookside Road
Colwood · Residential
2 bd
2 ba
874 sqft
$606/sqft
Built 2008
MLS® 1039812
Pemberton Holmes Ltd. - Oak Bay
$399,000
~$1,891/mo
i#300 – 383 Wale Road
Colwood · Residential
2 bd
1 ba
719 sqft
$555/sqft
Built 2005
MLS® 1043049
Maxxam Realty Ltd.
$499,000
~$2,365/mo
i#212 – 3564 A Ryder Hesjedal Way
Colwood · Residential
1 bd
1 ba
691 sqft
$722/sqft
Built 2025
MLS® 1044841
Century 21 Queenswood Realty Ltd.
$679,900
~$3,223/mo
i#90 – 368 Tradewinds Avenue
Colwood · Residential
2 bd
3 ba
1,506 sqft
$451/sqft
Built 2026
MLS® 1046868
REMAX Professionals (LD)
See all on the map (43 active listings)
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.56 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $696,000.
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $702/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,702.
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.