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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/Colwood

Rent vs mortgage

What could you buy in Colwood instead of renting?

In Colwood, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $429,500 under Colwood's $956,500 median home price, and 15 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

15 Colwood homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in Colwood

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
0
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
1
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
3
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
6
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
15
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
20
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
28
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
43
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,0000
$1,800/mo$380,0001
$2,000/mo$422,0003
$2,200/mo$464,0006
$2,500/mo$527,00015
$3,000/mo$633,00020
$3,500/mo$738,00028
$4,000/mo$844,00043

Colwood homes around a $2,500 rent

#300 – 383 Wale Road
Under your rent
30

$399,000

~$1,891/mo

i

#300 – 383 Wale Road

Colwood · Residential

2 bd

1 ba

719 sqft

$555/sqft

Built 2005

MLS® 1043049

View

Maxxam Realty Ltd.

#212 – 3564 A Ryder Hesjedal Way
Under your rent
34

$499,000

~$2,365/mo

i

#212 – 3564 A Ryder Hesjedal Way

Colwood · Residential

1 bd

1 ba

691 sqft

$722/sqft

Built 2025

MLS® 1044841

View

Century 21 Queenswood Realty Ltd.

#101 – 360 Goldstream Avenue
Under your rent
30

$469,900

~$2,227/mo

i

#101 – 360 Goldstream Avenue

Colwood · Residential

2 bd

1 ba

759 sqft

$619/sqft

Built 2006

MLS® 1046316

View

eXp Realty

#204 – 3223 Selleck Way
Under your rent
28

$519,900

~$2,464/mo

i

#204 – 3223 Selleck Way

Colwood · Residential

1 bd

1 ba

769 sqft

$676/sqft

Built 2009

MLS® 1042291

View

Royal LePage Coast Capital - Chatterton

#208 – 383 Wale Road
Under your rent
27

$320,000

~$1,517/mo

i

#208 – 383 Wale Road

Colwood · Residential

2 bd

1 ba

719 sqft

$445/sqft

Built 2005

MLS® 1040458

View

Century 21 Queenswood Realty Ltd.

#305 – 2220 Sooke Road
Under your rent
39

$485,000

~$2,299/mo

i

#305 – 2220 Sooke Road

Colwood · Residential

2 bd

2 ba

856 sqft

$567/sqft

Built 2008

MLS® 1045067

View

RE/MAX Camosun

#405 – 3223 Selleck Way
Under your rent
28

$525,000

~$2,488/mo

i

#405 – 3223 Selleck Way

Colwood · Residential

1 bd

1 ba

767 sqft

$684/sqft

Built 2009

MLS® 1043556

View

RE/MAX Generation

#409 – 360 Goldstream Avenue
Under your rent
29

$525,000

~$2,488/mo

i

#409 – 360 Goldstream Avenue

Colwood · Residential

2 bd

1 ba

811 sqft

$647/sqft

Built 2005

MLS® 1041919

View

Coldwell Banker Oceanside Real Estate

280 Seafield Road
Under your rent
9

$449,000

~$2,128/mo

i

280 Seafield Road

Colwood · Land

0 bd

0 ba

MLS® 1044404

View

eXp Realty

284 Seafield Road
Under your rent
9

$449,000

~$2,128/mo

i

284 Seafield Road

Colwood · Land

0 bd

0 ba

MLS® 1044411

View

eXp Realty

#302 – 3582 Ryder Hesjedal Way
Under your rent
12

$419,900

~$1,990/mo

i

#302 – 3582 Ryder Hesjedal Way

Colwood · Residential

1 bd

1 ba

474 sqft

$886/sqft

Built 2026

MLS® 1041575

View

Rennie & Associates Realty Ltd.

#311 – 611 Brookside Road
Under your rent
18

$429,000

~$2,033/mo

i

#311 – 611 Brookside Road

Colwood · Residential

1 bd

1 ba

600 sqft

$715/sqft

Built 2011

MLS® 1039493

View

Oakwyn Realty Ltd.

See all $2,500/mo matches (15 active listings)

Renting vs buying in Colwood: what actually changes

At $2,500/mo your payment would carry a $527,000 Colwood home against a $956,500 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore Colwood

Browse Colwood listings, market data, and timing from one place.

Colwood homes for sale

Narrow Colwood homes by feature

Colwood market report

New listings in Colwood

Colwood price drops

Nearby cities

Compare Colwood with other markets in the region.

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Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.