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®MLSReciprocity
Home/Rent vs mortgage/Langley/$1,800/mo

Rent vs mortgage

$1,800 a month in rent buys a $380,000 home in Langley

That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $274,000. Here are the 88 Langley homes on the market at or under it right now.

Purchase price

$380,000

Down payment

$76,000

All-in monthly

$2,303/mo

Matching homes

88

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $1,800/mo owns a home worth about

$380,000

88 Langley homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $276,000.

Rate %
Down %
Amort. yrs
Email *
How $1,800/mo of rent becomes a purchase price
Rent you pay$1,800/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$76,000
Mortgage supported$304,000
Purchase price$380,000
Tax, strata & insurance$503/mo
All-in monthly$2,303/mo

Langley homes your $1,800 rent could own

#9 – 27111 0 Avenue
Under your rent
25

$289,000

~$1,370/mo

i

#9 – 27111 0 Avenue

Langley · Residential

2 bd

1 ba

784 sqft

$369/sqft

Built 1977

MLS® R3126290

View

Century 21 Creekside Realty

#302 – 20460 Douglas Crescent
Newly Listed
Under your rent
17

$360,000

~$1,706/mo

i

#302 – 20460 Douglas Crescent

Langley · Residential

1 bd

1 ba

602 sqft

$598/sqft

Built 2011

MLS® R3157094

View

eXp Realty of Canada Inc.

#25 – 2315 198 Street
Under your rent
36

$350,000

~$1,659/mo

i

#25 – 2315 198 Street

Langley · Residential

2 bd

1 ba

1,137 sqft

$308/sqft

Built 1984

MLS® R3135823

View

Royal Lepage Wheeler Cheam

#71 – 20071 24 Avenue
New
Under your rent
26

$269,600

~$1,278/mo

i

#71 – 20071 24 Avenue

Langley · Residential

2 bd

2 ba

1,230 sqft

$219/sqft

Built 1976

MLS® R3157912

View

RE/MAX Treeland Realty

#410 – 27218 Aldergrove Town Centre Drive
Under your rent
Open House on Sat, 12pm–2pm
27

$359,900

~$1,706/mo

i

#410 – 27218 Aldergrove Town Centre Drive

Langley · Residential

1 bd

1 ba

577 sqft

$624/sqft

Built 2025

MLS® R3144452

View

eXp Realty of Canada, Inc.

#509 – 27218 Aldergrove Town Centre Drive
Under your rent
Open House on Sat, 12pm–2pm
27

$299,900

~$1,421/mo

i

#509 – 27218 Aldergrove Town Centre Drive

Langley · Residential

1 bd

1 ba

465 sqft

$645/sqft

Built 2025

MLS® R3144436

View

eXp Realty of Canada, Inc.

#44 – 26892 Fraser Highway
Newly Listed
Under your rent
26

$274,900

~$1,303/mo

i

#44 – 26892 Fraser Highway

Langley · Residential

2 bd

1 ba

792 sqft

$347/sqft

Built 1975

MLS® R3150830

View

One Percent Realty Ltd.

#101 – 3031 200 Street
Under your rent
30

$229,000

~$1,085/mo

i

#101 – 3031 200 Street

Langley · Residential

3 bd

2 ba

1,432 sqft

$160/sqft

Built 1974

MLS® R3139252

View

2 Percent Realty West Coast

#256 – 27111 0 Avenue
Newly Listed
Under your rent
40

$359,900

~$1,706/mo

i

#256 – 27111 0 Avenue

Langley · Residential

2 bd

2 ba

1,244 sqft

$289/sqft

Built 1984

MLS® R3157356

View

Homelife Benchmark Realty (Langley) Corp.

#273 – 20170 FRASER Highway
Under your rent
24

$345,000

~$1,635/mo

i

#273 – 20170 FRASER Highway

Langley · Residential

1 bd

1 ba

624 sqft

$553/sqft

Built 2009

MLS® R3157576

View

RE/MAX Commercial Advantage

#12 – 4426 232 Street
Newly Listed
Under your rent
40

$298,000

~$1,412/mo

i

#12 – 4426 232 Street

Langley · Residential

2 bd

2 ba

1,680 sqft

$177/sqft

Built 1983

MLS® R3157197

View

Sutton Group-West Coast Realty (Abbotsford)

#20 – 26892 Fraser Highway
Newly Listed
Under your rent
11

$149,900

~$710/mo

i

#20 – 26892 Fraser Highway

Langley · Residential

2 bd

1 ba

624 sqft

$240/sqft

Built 1972

MLS® R3157191

View

First Stay Realty Inc.

See all on the map (88 active listings)

Other rents in Langley

$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.81 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $1,800 a month in rent buy in Langley?

At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $274,000.

How much do I need for a down payment?

On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $503/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,303.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Langley$2,000/mo in Langley$2,200/mo in Langley$2,500/mo in Langley$3,000/mo in Langley$3,500/mo in Langley$4,000/mo in LangleyAll rent bands in LangleyLangley market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.