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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Langley/$4,000/mo

Rent vs mortgage

$4,000 a month in rent buys a $844,000 home in Langley

That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $707,000. Here are the 659 Langley homes on the market at or under it right now.

Purchase price

$844,000

Down payment

$169,000

All-in monthly

$4,650/mo

Matching homes

659

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $4,000/mo owns a home worth about

$844,000

659 Langley homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $711,000.

Rate %
Down %
Amort. yrs
Email *
How $4,000/mo of rent becomes a purchase price
Rent you pay$4,000/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$169,000
Mortgage supported$675,000
Purchase price$844,000
Tax, strata & insurance$650/mo
All-in monthly$4,650/mo

Langley homes your $4,000 rent could own

A310 – 8447 202 Street
Newly Listed
Under your rent
32

$475,000

~$2,251/mo

i

A310 – 8447 202 Street

Langley · Residential

2 bd

1 ba

710 sqft

$669/sqft

Built 2022

MLS® R3157020

View

Sutton Premier Realty

#40 – 20326 68 Avenue
Under your rent
40

$770,000

~$3,650/mo

i

#40 – 20326 68 Avenue

Langley · Residential

3 bd

2 ba

1,562 sqft

$493/sqft

Built 2007

MLS® R3140993

View

SRS Panorama Realty

#314 – 20175 53 Avenue
Under your rent
24

$509,900

~$2,417/mo

i

#314 – 20175 53 Avenue

Langley · Residential

3 bd

2 ba

928 sqft

$549/sqft

Built 2017

MLS® R3133905

View

Sutton Group-West Coast Realty

#3 – 8476 207a Street
Newly Listed
Under your rent
32

$749,500

~$3,552/mo

i

#3 – 8476 207a Street

Langley · Residential

3 bd

2 ba

1,377 sqft

$544/sqft

Built 2016

MLS® R3155148

View

Macdonald Realty (Surrey/152)

#14 – 19790 55a Avenue
Newly Listed
Under your rent
33

$749,900

~$3,554/mo

i

#14 – 19790 55a Avenue

Langley · Residential

3 bd

3 ba

1,411 sqft

$531/sqft

Built 2019

MLS® R3157170

View

Sutton Premier Realty

#33 – 8138 204 Street
Under your rent
14

$818,000

~$3,877/mo

i

#33 – 8138 204 Street

Langley · Residential

3 bd

3 ba

1,433 sqft

$571/sqft

Built 2017

MLS® R3138887

View

Sutton Group - Vancouver First Realty

#109 – 20829 77A Avenue
Under your rent
25

$569,000

~$2,697/mo

i

#109 – 20829 77A Avenue

Langley · Residential

2 bd

2 ba

870 sqft

$654/sqft

Built 2018

MLS® R3157482

View

Johnston Meier Insurance Agencies & Realty Ltd.

#517 – 7809 209 Street
Under your rent
40

$519,900

~$2,464/mo

i

#517 – 7809 209 Street

Langley · Residential

2 bd

1 ba

726 sqft

$716/sqft

Built 2021

MLS® R3156409

View

RE/MAX Treeland Realty

#253 – 8258 207A Street
Under your rent
22

$449,000

~$2,128/mo

i

#253 – 8258 207A Street

Langley · Residential

1 bd

1 ba

556 sqft

$808/sqft

Built 2015

MLS® R3155367

View

Angell, Hasman & Associates Realty Ltd.

A209 – 20078 85 Avenue
Under your rent
38

$598,000

~$2,834/mo

i

A209 – 20078 85 Avenue

Langley · Residential

2 bd

2 ba

888 sqft

$673/sqft

Built 2024

MLS® R3153020

View

RE/MAX Crest Realty

#21 – 6897 201 Street
Under your rent
40

$839,800

~$3,980/mo

i

#21 – 6897 201 Street

Langley · Residential

3 bd

3 ba

1,432 sqft

$586/sqft

Built 2020

MLS® R3146211

View

Real Broker

E209 – 8929 202 Street
Under your rent
30

$599,000

~$2,839/mo

i

E209 – 8929 202 Street

Langley · Residential

3 bd

2 ba

1,070 sqft

$560/sqft

Built 2008

MLS® R3123387

View

Luxmore Realty

See all on the map (659 active listings)

Other rents in Langley

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.81 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $4,000 a month in rent buy in Langley?

At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $707,000.

How much do I need for a down payment?

On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $650/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,650.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Langley$1,800/mo in Langley$2,000/mo in Langley$2,200/mo in Langley$2,500/mo in Langley$3,000/mo in Langley$3,500/mo in LangleyAll rent bands in LangleyLangley market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.