$199,000
~$943/mo
i#1 – 8010 Vedette Drive
Osoyoos · Residential
2 bd
1 ba
833 sqft
$239/sqft
Built 1983
MLS® 10398577
Skaha Realty Group Inc.
Rent vs mortgage
That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $265,000. Here are the 162 Osoyoos homes on the market at or under it right now.
Purchase price
$380,000
Down payment
$76,000
All-in monthly
$2,344/mo
Matching homes
162
$199,000
~$943/mo
i#1 – 8010 Vedette Drive
Osoyoos · Residential
2 bd
1 ba
833 sqft
$239/sqft
Built 1983
MLS® 10398577
Skaha Realty Group Inc.
$329,900
~$1,564/mo
i#206 – 6201 Maple Drive
Osoyoos · Residential
2 bd
2 ba
1,144 sqft
$288/sqft
Built 1998
MLS® 10387866
RE/MAX Realty Solutions
$66,000
~$313/mo
i#230D – 1200 Rancher Creek Road
Osoyoos · Residential
2 bd
2 ba
1,066 sqft
$62/sqft
Built 2009
MLS® 10389495
eXp Realty
$199,000
~$943/mo
i#334 – 4200 LAKESHORE Drive
Osoyoos · Residential
1 bd
1 ba
625 sqft
$318/sqft
Built 2007
MLS® 10398320
RE/MAX Realty Solutions
$52,000
~$246/mo
i#358C – 1200 RANCHER CREEK Road
Osoyoos · Residential
1 bd
1 ba
643 sqft
$81/sqft
Built 2009
MLS® 10398409
Royal LePage Desert Oasis Rlty
$33,000
~$156/mo
i#434B – 1200 RANCHER CREEK Road
Osoyoos · Residential
1 bd
1 ba
643 sqft
$51/sqft
Built 2009
MLS® 10398376
Royal LePage Desert Oasis Rlty
$353,000
~$1,673/mo
i#29 – 9107 62nd Avenue
Osoyoos · Residential
2 bd
2 ba
851 sqft
$415/sqft
Built 1981
MLS® 10394043
eXp Realty
$61,900
~$293/mo
i#20A – 1200 RANCHER CREEK Road
Osoyoos · Residential
1 bd
2 ba
811 sqft
$76/sqft
Built 2005
MLS® 10394151
Royal LePage Desert Oasis Rlty
$125,000
~$592/mo
i#332 – 4200 LAKESHORE Drive
Osoyoos · Residential
0 bd
1 ba
447 sqft
$280/sqft
Built 2007
MLS® 10397886
Fair Realty (Nelson)
$124,900
~$592/mo
i#338 – 4200 Lakeshore Drive
Osoyoos · Residential
0 bd
1 ba
447 sqft
$279/sqft
Built 2007
MLS® 10397312
Fair Realty (Nelson)
$345,000
~$1,635/mo
i920 Eagle Place
Osoyoos · Land
MLS® 10398123
Royal LePage - Wolstencroft
$225,000
~$1,066/mo
i#224 – 4200 LAKESHORE Drive
Osoyoos · Residential
0 bd
1 ba
447 sqft
$503/sqft
Built 2007
MLS® 10397872
Fair Realty (Nelson)
See all on the map (162 active listings)
$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 5.11 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $265,000.
On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $544/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,344.
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.