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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Peachland/$3,500/mo

Rent vs mortgage

$3,500 a month in rent buys a $738,000 home in Peachland

That is what a 3500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $597,000. Here are the 45 Peachland homes on the market at or under it right now.

Purchase price

$738,000

Down payment

$148,000

All-in monthly

$4,170/mo

Matching homes

45

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $3,500/mo owns a home worth about

$738,000

45 Peachland homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $612,000.

Rate %
Down %
Amort. yrs
Email *
How $3,500/mo of rent becomes a purchase price
Rent you pay$3,500/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$148,000
Mortgage supported$590,000
Purchase price$738,000
Tax, strata & insurance$670/mo
All-in monthly$4,170/mo

Peachland homes your $3,500 rent could own

#331 – 3996 Beach Avenue
Under your rent
42

$619,000

~$2,934/mo

i

#331 – 3996 Beach Avenue

Peachland · Residential

2 bd

2 ba

1,313 sqft

$471/sqft

Built 2005

MLS® 10385935

View

Vantage West Realty Inc.

#24 – 5371 Princeton Avenue
Under your rent
26

$264,900

~$1,256/mo

i

#24 – 5371 Princeton Avenue

Peachland · Residential

3 bd

2 ba

1,152 sqft

$230/sqft

Built 2009

MLS® 10375551

View

Coldwell Banker Executives Realty

6074 Jackson Crescent
Under your rent
12

$699,900

~$3,317/mo

i

6074 Jackson Crescent

Peachland · Residential

3 bd

2 ba

5,572 sqft

$126/sqft

Built 2022

MLS® 10398470

View

Canada Flex Realty Group

#308 – 4630 Ponderosa Drive
Under your rent
42

$489,000

~$2,318/mo

i

#308 – 4630 Ponderosa Drive

Peachland · Residential

2 bd

2 ba

1,163 sqft

$420/sqft

Built 1993

MLS® 10398070

View

Vantage West Realty Inc.

#210 – 4000 REDSTONE Crescent
Under your rent
54

$617,000

~$2,924/mo

i

#210 – 4000 REDSTONE Crescent

Peachland · Residential

3 bd

3 ba

1,676 sqft

$368/sqft

Built 2021

MLS® 10396132

View

Royal LePage Kelowna

#16 – 4835 Paradise Valley Drive
Under your rent
21

$239,000

~$1,133/mo

i

#16 – 4835 Paradise Valley Drive

Peachland · Residential

2 bd

1 ba

540 sqft

$443/sqft

Built 2015

MLS® 10390874

View

2 Percent Realty Interior Inc.

6473 Renfrew Road
Under your rent
20

$409,900

~$1,943/mo

i

6473 Renfrew Road

Peachland · Land

MLS® 10392300

View

LPT Realty ULC

#34 – 6711 Highway 97 Highway
Under your rent
35

$329,900

~$1,564/mo

i

#34 – 6711 Highway 97 Highway

Peachland · Residential

4 bd

3 ba

1,786 sqft

$185/sqft

Built 1975

MLS® 10391331

View

REMAX Kelowna

6241 Lipsett Avenue
Under your rent
5

$375,000

~$1,777/mo

i

6241 Lipsett Avenue

Peachland · Land

MLS® 10386577

View

Royal LePage Kelowna

#204 – 4450 Ponderosa Drive
Under your rent
25

$499,900

~$2,369/mo

i

#204 – 4450 Ponderosa Drive

Peachland · Residential

2 bd

2 ba

1,241 sqft

$403/sqft

Built 1992

MLS® 10383686

View

Chamberlain Property Group

#32 – 6663 Hwy 97 Other
Under your rent
44

$119,000

~$564/mo

i

#32 – 6663 Hwy 97 Other

Peachland · Residential

2 bd

1 ba

1,024 sqft

$116/sqft

Built 1973

MLS® 10379047

View

Coldwell Banker Horizon Realty

4623 Ponderosa Drive
Under your rent
24

$299,800

~$1,421/mo

i

4623 Ponderosa Drive

Peachland · Land

MLS® 10396330

View

Royal LePage Kelowna

See all on the map (45 active listings)

Other rents in Peachland

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.68 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $3,500 a month in rent buy in Peachland?

At a 5.19% rate with 20% down over 25 years, $3,500/mo carries the mortgage on a home priced around $738,000. Covering tax, strata and insurance inside the same budget, the matching price is about $597,000.

How much do I need for a down payment?

On a $738,000 home at 20% down, the down payment is $148,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $670/mo in tax, strata and insurance, so the honest all-in monthly on a $738,000 home is closer to $4,170.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Peachland$1,800/mo in Peachland$2,000/mo in Peachland$2,200/mo in Peachland$2,500/mo in Peachland$3,000/mo in Peachland$4,000/mo in PeachlandAll rent bands in PeachlandPeachland market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.