Under your rent
12
$699,900
~$3,317/mo
i6074 Jackson Crescent
Peachland · Residential
3 bd
2 ba
5,572 sqft
$126/sqft
Built 2022
MLS® 10398470
Canada Flex Realty Group
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Peachland
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $694,000. Here are the 60 Peachland homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$4,711/mo
Matching homes
60
Peachland homes your $4,000 rent could own
Under your rent
18
$829,000
~$3,929/mo
i5135 Maranatha Drive
Peachland · Land
MLS® 10398321
Coldwell Banker Horizon Realty
Under your rent
62
$749,900
~$3,554/mo
i#163 – 4000 Trails Place
Peachland · Residential
3 bd
3 ba
1,565 sqft
$479/sqft
Built 2020
MLS® 10398075
Sotheby's International Realty Canada
Under your rent
42
$489,000
~$2,318/mo
i#308 – 4630 Ponderosa Drive
Peachland · Residential
2 bd
2 ba
1,163 sqft
$420/sqft
Built 1993
MLS® 10398070
Vantage West Realty Inc.
Under your rent
52
$744,000
~$3,526/mo
i#109 – 4350 Ponderosa Drive
Peachland · Residential
2 bd
2 ba
1,588 sqft
$469/sqft
Built 2006
MLS® 10394167
Coldwell Banker Horizon Realty
Under your rent
54
$617,000
~$2,924/mo
i#210 – 4000 REDSTONE Crescent
Peachland · Residential
3 bd
3 ba
1,676 sqft
$368/sqft
Built 2021
MLS® 10396132
Royal LePage Kelowna
Under your rent
21
$239,000
~$1,133/mo
i#16 – 4835 Paradise Valley Drive
Peachland · Residential
2 bd
1 ba
540 sqft
$443/sqft
Built 2015
MLS® 10390874
2 Percent Realty Interior Inc.
Under your rent
20
$409,900
~$1,943/mo
i6473 Renfrew Road
Peachland · Land
MLS® 10392300
LPT Realty ULC
Under your rent
35
$329,900
~$1,564/mo
i#34 – 6711 Highway 97 Highway
Peachland · Residential
4 bd
3 ba
1,786 sqft
$185/sqft
Built 1975
MLS® 10391331
REMAX Kelowna
Under your rent
49
$784,900
~$3,720/mo
i6008 Princess Street
Peachland · Residential
3 bd
3 ba
2,054 sqft
$382/sqft
Built 2025
MLS® 10397477
MLA Okanagan Realty
Under your rent
41
$839,900
~$3,981/mo
i#6 – 4356 Beach Avenue
Peachland · Residential
3 bd
4 ba
2,202 sqft
$381/sqft
Built 2006
MLS® 10385322
REMAX Kelowna
Under your rent
5
$375,000
~$1,777/mo
i6241 Lipsett Avenue
Peachland · Land
MLS® 10386577
Royal LePage Kelowna
See all on the map (60 active listings)
Other rents in Peachland
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 4.68 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Peachland?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $694,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $711/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $4,711.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.