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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Richmond/$1,800/mo

Rent vs mortgage

$1,800 a month in rent buys a $380,000 home in Richmond

That is what a 1800-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $278,000. Here are the 70 Richmond homes on the market at or under it right now.

Purchase price

$380,000

Down payment

$76,000

All-in monthly

$2,283/mo

Matching homes

70

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $1,800/mo owns a home worth about

$380,000

70 Richmond homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $276,000.

Rate %
Down %
Amort. yrs
Email *
How $1,800/mo of rent becomes a purchase price
Rent you pay$1,800/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$76,000
Mortgage supported$304,000
Purchase price$380,000
Tax, strata & insurance$483/mo
All-in monthly$2,283/mo

Richmond homes your $1,800 rent could own

#413 – 8120 Colonial Drive
Under your rent
17

$365,000

~$1,730/mo

i

#413 – 8120 Colonial Drive

Richmond · Residential

2 bd

1 ba

690 sqft

$529/sqft

Built 1977

MLS® R3121549

View

Interlink Realty

#306 – 7200 LINDSAY Road
Under your rent
12

$220,000

~$1,043/mo

i

#306 – 7200 LINDSAY Road

Richmond · Residential

2 bd

1 ba

812 sqft

$271/sqft

Built 1975

MLS® R3156488

View

Vanhaus Gruppe Realty Inc.

#322 – 8700 ACKROYD Road
Under your rent
15

$349,900

~$1,658/mo

i

#322 – 8700 ACKROYD Road

Richmond · Residential

1 bd

1 ba

717 sqft

$488/sqft

Built 1982

MLS® R3150954

View

RE/MAX Westcoast

#267 – 8140 Williams Road
Under your rent
19

$239,000

~$1,133/mo

i

#267 – 8140 Williams Road

Richmond · Residential

2 bd

1 ba

870 sqft

$275/sqft

Built 1973

MLS® R3139873

View

Canpacific Realty Inc.

#218 – 7591 Moffatt Road
24

$379,900

~$1,801/mo

i

#218 – 7591 Moffatt Road

Richmond · Residential

1 bd

1 ba

635 sqft

$598/sqft

Built 1987

MLS® R3133837

View

RE/MAX City Realty

#206 – 7295 MOFFATT Road
Under your rent
35

$359,900

~$1,706/mo

i

#206 – 7295 MOFFATT Road

Richmond · Residential

1 bd

1 ba

680 sqft

$529/sqft

Built 1982

MLS® R3128713

View

Royal Pacific Realty Corp.

#101 – 6420 BUSWELL Street
Under your rent
19

$366,688

~$1,738/mo

i

#101 – 6420 BUSWELL Street

Richmond · Residential

3 bd

2 ba

1,209 sqft

$303/sqft

Built 1974

MLS® R3142351

View

Royal Pacific Tri-Cities Realty

#205 – 7240 Lindsay Road
Newly Listed
Under your rent
22

$180,000

~$853/mo

i

#205 – 7240 Lindsay Road

Richmond · Residential

2 bd

1 ba

834 sqft

$216/sqft

Built 1974

MLS® R3157549

View

RE/MAX Westcoast

#105 – 8740 Citation Drive
Under your rent
32

$379,000

~$1,796/mo

i

#105 – 8740 Citation Drive

Richmond · Residential

1 bd

1 ba

694 sqft

$546/sqft

Built 1980

MLS® R3138373

View

Oakwyn Realty Ltd.

#104 – 7220 Lindsay Road
Under your rent
19

$198,000

~$938/mo

i

#104 – 7220 Lindsay Road

Richmond · Residential

1 bd

1 ba

623 sqft

$318/sqft

Built 1975

MLS® R3150534

View

Dracco Pacific Realty

#111 – 8511 Westminster Highway
Newly Listed
Under your rent

$349,880

~$1,658/mo

i

#111 – 8511 Westminster Highway

Richmond · Residential

1 bd

1 ba

656 sqft

$533/sqft

Built 1984

MLS® R3157533

View

Royal LePage Brent Roberts Realty

#105 – 8460 Ackroyd Road
Under your rent
26

$330,000

~$1,564/mo

i

#105 – 8460 Ackroyd Road

Richmond · Residential

1 bd

1 ba

623 sqft

$530/sqft

Built 1982

MLS® R3113495

View

Macdonald Realty Westmar

See all on the map (70 active listings)

Other rents in Richmond

$1,500/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.19 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $1,800 a month in rent buy in Richmond?

At a 5.19% rate with 20% down over 25 years, $1,800/mo carries the mortgage on a home priced around $380,000. Covering tax, strata and insurance inside the same budget, the matching price is about $278,000.

How much do I need for a down payment?

On a $380,000 home at 20% down, the down payment is $76,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $483/mo in tax, strata and insurance, so the honest all-in monthly on a $380,000 home is closer to $2,283.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Richmond$2,000/mo in Richmond$2,200/mo in Richmond$2,500/mo in Richmond$3,000/mo in Richmond$3,500/mo in Richmond$4,000/mo in RichmondAll rent bands in RichmondRichmond market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.