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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

®MLSReciprocity
Home/Rent vs mortgage/Richmond/$2,500/mo

Rent vs mortgage

$2,500 a month in rent buys a $527,000 home in Richmond

That is what a 2500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $417,000. Here are the 265 Richmond homes on the market at or under it right now.

Purchase price

$527,000

Down payment

$105,000

All-in monthly

$3,022/mo

Matching homes

265

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

265 Richmond homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *
How $2,500/mo of rent becomes a purchase price
Rent you pay$2,500/mo
Interest rate5.19%
Amortization25 years
Down payment (20%)$105,000
Mortgage supported$422,000
Purchase price$527,000
Tax, strata & insurance$522/mo
All-in monthly$3,022/mo

Richmond homes your $2,500 rent could own

#323 – 5600 ANDREWS Road
Under your rent
19

$488,000

~$2,313/mo

i

#323 – 5600 ANDREWS Road

Richmond · Residential

1 bd

1 ba

628 sqft

$777/sqft

Built 1998

MLS® R3122297

View

Dracco Pacific Realty

#211 – 8400 Lansdowne Road
New
Under your rent
21

$423,800

~$2,009/mo

i

#211 – 8400 Lansdowne Road

Richmond · Residential

2 bd

1 ba

928 sqft

$457/sqft

Built 1982

MLS® R3158228

View

RE/MAX Westcoast

#625 – 8133 Cook Road
Under your rent
Open House on Sun, 2pm–4pm
24

$420,000

~$1,991/mo

i

#625 – 8133 Cook Road

Richmond · Residential

1 bd

1 ba

425 sqft

$988/sqft

Built 2022

MLS® R3150584

View

Royal Pacific Realty Corp.

#324 – 7751 MINORU Boulevard
Under your rent
23

$421,800

~$1,999/mo

i

#324 – 7751 MINORU Boulevard

Richmond · Residential

1 bd

2 ba

673 sqft

$627/sqft

Built 1983

MLS® R3109177

View

Royal Pacific Realty Corp.

#230 – 8460 Ackroyd Road
Newly Listed
Under your rent
25

$415,000

~$1,967/mo

i

#230 – 8460 Ackroyd Road

Richmond · Residential

2 bd

1 ba

785 sqft

$529/sqft

Built 1982

MLS® R3156392

View

eXp Realty of Canada Inc.

#609 – 9180 HEMLOCK Drive
Under your rent
35

$488,000

~$2,313/mo

i

#609 – 9180 HEMLOCK Drive

Richmond · Residential

1 bd

1 ba

677 sqft

$721/sqft

Built 2006

MLS® R3157700

View

LeHomes Realty Premier

#121 – 5500 ARCADIA Road
Under your rent
21

$499,000

~$2,365/mo

i

#121 – 5500 ARCADIA Road

Richmond · Residential

2 bd

2 ba

1,041 sqft

$479/sqft

Built 1989

MLS® R3156032

View

RE/MAX Crest Realty

#1207 – 5593 NO. 3 Road
Under your rent
28

$499,000

~$2,365/mo

i

#1207 – 5593 NO. 3 Road

Richmond · Residential

1 bd

1 ba

516 sqft

$967/sqft

Built 2025

MLS® R3155112

View

Magsen Realty Inc.

#703 – 6631 MINORU Boulevard
Under your rent
20

$399,000

~$1,891/mo

i

#703 – 6631 MINORU Boulevard

Richmond · Residential

1 bd

1 ba

626 sqft

$637/sqft

Built 1974

MLS® R3153026

View

RE/MAX Crest Realty

#413 – 8120 Colonial Drive
Under your rent
17

$365,000

~$1,730/mo

i

#413 – 8120 Colonial Drive

Richmond · Residential

2 bd

1 ba

690 sqft

$529/sqft

Built 1977

MLS® R3121549

View

Interlink Realty

#117 – 5900 Dover Crescent
Newly Listed
Under your rent
Open House on Sun, 2pm–4pm
33

$517,000

~$2,450/mo

i

#117 – 5900 Dover Crescent

Richmond · Residential

1 bd

1 ba

707 sqft

$731/sqft

Built 1995

MLS® R3157618

View

RE/MAX Westcoast

#512 – 8100 Saba Road
Newly Listed
Under your rent
19

$499,000

~$2,365/mo

i

#512 – 8100 Saba Road

Richmond · Residential

1 bd

1 ba

673 sqft

$741/sqft

Built 2003

MLS® R3156388

View

RE/MAX City Realty

See all on the map (265 active listings)

Other rents in Richmond

$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $3,000/mo · $3,500/mo · $4,000/mo

The assumptions behind these numbers

Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.19 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.

Common questions

What can $2,500 a month in rent buy in Richmond?

At a 5.19% rate with 20% down over 25 years, $2,500/mo carries the mortgage on a home priced around $527,000. Covering tax, strata and insurance inside the same budget, the matching price is about $417,000.

How much do I need for a down payment?

On a $527,000 home at 20% down, the down payment is $105,000. A smaller down payment raises the monthly cost and may add mortgage insurance.

Is the mortgage really the same as my rent?

The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $522/mo in tax, strata and insurance, so the honest all-in monthly on a $527,000 home is closer to $3,022.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
$1,500/mo in Richmond$1,800/mo in Richmond$2,000/mo in Richmond$2,200/mo in Richmond$3,000/mo in Richmond$3,500/mo in Richmond$4,000/mo in RichmondAll rent bands in RichmondRichmond market reportMortgage calculator

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.