Under your rent
37
$314,900
~$1,493/mo
i#219 – 1442 Blackwood Street
White Rock · Residential
1 bd
1 ba
610 sqft
$516/sqft
Built 1973
MLS® R3148628
Sutton Group-West Coast Realty
Rent vs mortgage
$3,500 a month in rent buys a $738,000 home in White Rock
That is what a 3500-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $608,000. Here are the 100 White Rock homes on the market at or under it right now.
Purchase price
$738,000
Down payment
$148,000
All-in monthly
$4,118/mo
Matching homes
100
White Rock homes your $3,500 rent could own
Under your rent
30
$505,000
~$2,394/mo
i#104 – 15991 Thrift Avenue
White Rock · Residential
2 bd
1 ba
875 sqft
$577/sqft
Built 1991
MLS® R3142012
eXp Realty of Canada, Inc.
Under your rent
27
$599,000
~$2,839/mo
i#208 – 1441 Blackwood Street
White Rock · Residential
2 bd
2 ba
1,242 sqft
$482/sqft
Built 1988
MLS® R3136843
RE/MAX Heights Realty
New
Under your rent
24
$349,900
~$1,658/mo
i#104 – 1588 Best Street
White Rock · Residential
1 bd
1 ba
705 sqft
$496/sqft
Built 1995
MLS® R3158080
Century 21 Coastal Realty Ltd.
Newly Listed
Under your rent
40
$735,000
~$3,484/mo
i#403 – 1551 Foster Street
White Rock · Residential
2 bd
2 ba
1,246 sqft
$590/sqft
Built 2005
MLS® R3154752
Momentum Realty Inc.
New
Under your rent
40
$510,000
~$2,417/mo
i#209 – 1378 George Street
White Rock · Residential
2 bd
2 ba
1,309 sqft
$390/sqft
Built 1993
MLS® R3157352
Stonehaus Realty Corp.
Under your rent
13
$580,000
~$2,749/mo
i#104 – 1441 Blackwood Street
White Rock · Residential
2 bd
2 ba
1,144 sqft
$507/sqft
Built 1988
MLS® R3135352
RE/MAX City Realty
Under your rent
40
$399,900
~$1,895/mo
i#303 – 1588 JOHNSTON Road
White Rock · Residential
1 bd
1 ba
664 sqft
$602/sqft
Built 2024
MLS® R3153001
Team 3000 Realty Ltd.
Under your rent
22
$399,900
~$1,895/mo
i#108 – 1561 VIDAL Street
White Rock · Residential
2 bd
2 ba
983 sqft
$407/sqft
Built 1974
MLS® R3157864
Oakwyn Realty Encore
Under your rent
40
$419,999
~$1,991/mo
i#306 – 1442 BLACKWOOD Street
White Rock · Residential
2 bd
1 ba
885 sqft
$475/sqft
Built 1973
MLS® R3154936
Royal LePage West Real Estate Services
Under your rent
37
$625,000
~$2,962/mo
i#1 – 1040 Parker Street
White Rock · Residential
2 bd
1 ba
1,210 sqft
$517/sqft
Built 1961
MLS® R3137399
The Agency White Rock
Under your rent
28
$378,000
~$1,792/mo
i#905 – 1473 Johnston Road
White Rock · Residential
0 bd
1 ba
522 sqft
$724/sqft
Built 2008
MLS® R3117224
Macdonald Realty (Surrey/152)
See all on the map (100 active listings)
Other rents in White Rock
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $4,000/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 3.83 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $3,500 a month in rent buy in White Rock?
At a 5.19% rate with 20% down over 25 years, $3,500/mo carries the mortgage on a home priced around $738,000. Covering tax, strata and insurance inside the same budget, the matching price is about $608,000.
How much do I need for a down payment?
On a $738,000 home at 20% down, the down payment is $148,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $618/mo in tax, strata and insurance, so the honest all-in monthly on a $738,000 home is closer to $4,118.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.