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Relta Real Estate, by Ray Rasouli

Ray Rasouli is a licensed REALTOR® with the Greater Vancouver board, providing clarity-first guidance for buyers and sellers. No pressure, no hype.

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Ray Rasouli, REALTOR® · Real Broker B.C. Ltd.
500-666 Burrard Street, Vancouver, BC V6C 3P6
+1 (778) 910-6917 · ray@relta.ca
Relta Real Estate is a brand and software platform, not a brokerage. Real estate services are provided by Ray Rasouli, licensed with Real Broker B.C. Ltd.

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Home/Rent vs mortgage/White Rock

Rent vs mortgage

What could you buy in White Rock instead of renting?

In White Rock, a $2,500 rent carries the mortgage on a home priced around $527,000. That is $722,250 under White Rock's $1,249,250 median home price, and 56 homes sit at or under it today. Enter your own rent to see what it changes to, from live MLS® inventory.

Rent or own? See what you could afford

Your name

$

/mo

Your monthly rent

Paid as a mortgage, $2,500/mo owns a home worth about

$527,000

56 White Rock homes are in your budget

Builds your equity

Rent builds none

Covering mortgage, tax, strata and insurance together, the matching price is about $414,000.

Rate %
Down %
Amort. yrs
Email *

What each rent buys in White Rock

Your rent
$1,500/mo
Buys a home priced
$316,000
Homes on the market
6
Your rent
$1,800/mo
Buys a home priced
$380,000
Homes on the market
12
Your rent
$2,000/mo
Buys a home priced
$422,000
Homes on the market
25
Your rent
$2,200/mo
Buys a home priced
$464,000
Homes on the market
33
Your rent
$2,500/mo
Buys a home priced
$527,000
Homes on the market
56
Your rent
$3,000/mo
Buys a home priced
$633,000
Homes on the market
79
Your rent
$3,500/mo
Buys a home priced
$738,000
Homes on the market
100
Your rent
$4,000/mo
Buys a home priced
$844,000
Homes on the market
114
Your rentBuys a home pricedHomes on the market
$1,500/mo$316,0006
$1,800/mo$380,00012
$2,000/mo$422,00025
$2,200/mo$464,00033
$2,500/mo$527,00056
$3,000/mo$633,00079
$3,500/mo$738,000100
$4,000/mo$844,000114

White Rock homes around a $2,500 rent

#219 – 1442 Blackwood Street
Under your rent
37

$314,900

~$1,493/mo

i

#219 – 1442 Blackwood Street

White Rock · Residential

1 bd

1 ba

610 sqft

$516/sqft

Built 1973

MLS® R3148628

View

Sutton Group-West Coast Realty

#104 – 15991 Thrift Avenue
Under your rent
30

$505,000

~$2,394/mo

i

#104 – 15991 Thrift Avenue

White Rock · Residential

2 bd

1 ba

875 sqft

$577/sqft

Built 1991

MLS® R3142012

View

eXp Realty of Canada, Inc.

#104 – 1588 Best Street
New
Under your rent
24

$349,900

~$1,658/mo

i

#104 – 1588 Best Street

White Rock · Residential

1 bd

1 ba

705 sqft

$496/sqft

Built 1995

MLS® R3158080

View

Century 21 Coastal Realty Ltd.

#209 – 1378 George Street
New
Under your rent
40

$510,000

~$2,417/mo

i

#209 – 1378 George Street

White Rock · Residential

2 bd

2 ba

1,309 sqft

$390/sqft

Built 1993

MLS® R3157352

View

Stonehaus Realty Corp.

#303 – 1588 JOHNSTON Road
Under your rent
40

$399,900

~$1,895/mo

i

#303 – 1588 JOHNSTON Road

White Rock · Residential

1 bd

1 ba

664 sqft

$602/sqft

Built 2024

MLS® R3153001

View

Team 3000 Realty Ltd.

#108 – 1561 VIDAL Street
Under your rent
22

$399,900

~$1,895/mo

i

#108 – 1561 VIDAL Street

White Rock · Residential

2 bd

2 ba

983 sqft

$407/sqft

Built 1974

MLS® R3157864

View

Oakwyn Realty Encore

#306 – 1442 BLACKWOOD Street
Under your rent
40

$419,999

~$1,991/mo

i

#306 – 1442 BLACKWOOD Street

White Rock · Residential

2 bd

1 ba

885 sqft

$475/sqft

Built 1973

MLS® R3154936

View

Royal LePage West Real Estate Services

#905 – 1473 Johnston Road
Under your rent
28

$378,000

~$1,792/mo

i

#905 – 1473 Johnston Road

White Rock · Residential

0 bd

1 ba

522 sqft

$724/sqft

Built 2008

MLS® R3117224

View

Macdonald Realty (Surrey/152)

#206 – 1473 Blackwood Street
Under your rent
34

$349,000

~$1,654/mo

i

#206 – 1473 Blackwood Street

White Rock · Residential

1 bd

1 ba

718 sqft

$486/sqft

Built 1984

MLS® R3141797

View

Sutton Group-West Coast Realty (Surrey/24)

#301 – 15317 Thrift Avenue
Under your rent
26

$515,000

~$2,441/mo

i

#301 – 15317 Thrift Avenue

White Rock · Residential

2 bd

2 ba

1,260 sqft

$409/sqft

Built 1983

MLS® R3116013

View

RE/MAX Colonial Pacific Realty

#201 – 1320 Fir Street
Under your rent
11

$349,799

~$1,658/mo

i

#201 – 1320 Fir Street

White Rock · Residential

2 bd

1 ba

847 sqft

$413/sqft

Built 1974

MLS® R3120658

View

Macdonald Realty (Surrey/152)

#105 – 1544 Fir Street
Under your rent
20

$289,000

~$1,370/mo

i

#105 – 1544 Fir Street

White Rock · Residential

1 bd

1 ba

717 sqft

$403/sqft

Built 1973

MLS® R3124454

View

LPT Realty ULC

See all $2,500/mo matches (56 active listings)

Renting vs buying in White Rock: what actually changes

At $2,500/mo your payment would carry a $527,000 White Rock home against a $1,249,250 local median. Whether that beats renting comes down to four things, not just the monthly number.

Closing costs

Buying carries one-time costs renting does not: property transfer tax, legal fees and inspection. Budget for them before you compare monthly numbers.

Carrying costs

A mortgage payment is not the whole cost. Property tax, strata and insurance sit on top, which is why the all-in number matters more than the headline.

Equity

Each mortgage payment buys a little more of the home. Rent buys none of it, and that gap compounds over the years you would have rented.

Flexibility

Renting is easier to leave. Owning ties up your down payment and takes time and cost to unwind, so the break-even math only works if you stay put.

RR

How these numbers are worked out

I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.

More ways to explore White Rock

Browse White Rock listings, market data, and timing from one place.

White Rock homes for sale

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White Rock market report

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White Rock price drops

Neighbourhoods in White Rock

Narrow your search to a specific White Rock neighbourhood.

South Surrey White Rock

Nearby cities

Compare White Rock with other markets in the region.

Rent vs mortgage in Surrey

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Rent vs mortgage in Richmond

Rent vs mortgage in Langley

Rent vs mortgage in Burnaby

Rent vs mortgage in Coquitlam

Page methodology and sources are stated beside the figures. Content is reviewed by Ray Rasouli, REALTOR®, Real Broker B.C. Ltd.
Mortgage calculatorWhat can I afford?

Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.