Under your rent
40
$659,000
~$3,123/mo
i1140 AGNEW Street
Williams Lake · Residential
4 bd
3 ba
3,053 sqft
$216/sqft
Built 1972
MLS® R3158451
RE/MAX Williams Lake Realty
Rent vs mortgage
$4,000 a month in rent buys a $844,000 home in Williams Lake
That is what a 4000-a-month rent carries as a mortgage at 5.19%, with 20% down over a 25-year amortization. Covering property tax, strata and insurance inside the same monthly budget, the matching price is about $625,000. Here are the 134 Williams Lake homes on the market at or under it right now.
Purchase price
$844,000
Down payment
$169,000
All-in monthly
$5,037/mo
Matching homes
134
Williams Lake homes your $4,000 rent could own
Under your rent
33
$620,000
~$2,939/mo
i5993 WEST FRASER Road
Williams Lake · Residential
3 bd
2 ba
1,817 sqft
$341/sqft
Built 1988
MLS® R3117816
Crosina Realty Ltd.
Under your rent
29
$648,000
~$3,071/mo
i1004 HODGSON Road
Williams Lake · Residential
3 bd
2 ba
2,205 sqft
$294/sqft
Built 1972
MLS® R3158086
Tanya Rankin Ltd
Under your rent
37
$660,000
~$3,128/mo
i2464 FELKER LAKE Drive
Williams Lake · Residential
2 bd
2 ba
1,440 sqft
$458/sqft
Built 1970
MLS® R3148623
RE/MAX Williams Lake Realty
Under your rent
18
$249,000
~$1,180/mo
i#49 – 800 2ND Avenue
Williams Lake · Residential
2 bd
1 ba
1,134 sqft
$220/sqft
Built 1977
MLS® R3156910
Crosina Realty Ltd.
Under your rent
31
$524,000
~$2,484/mo
i725 4TH Avenue
Williams Lake · Residential
3 bd
2 ba
1,125 sqft
$466/sqft
Built 1976
MLS® R3156059
Real Broker BC LTD
Under your rent
28
$524,950
~$2,488/mo
i1717 RENNER Road
Williams Lake · Residential
3 bd
2 ba
2,400 sqft
$219/sqft
Built 1962
MLS® R3152246
Royal LePage Interior Properties
Under your rent
9
$519,000
~$2,460/mo
i1575 SODA CREEK TOWNSITE Road
Williams Lake · Residential
3 bd
1 ba
1,584 sqft
$328/sqft
Built 1970
MLS® R3147124
Royal LePage Interior Properties
Under your rent
20
$615,000
~$2,915/mo
i368 WESTRIDGE Drive
Williams Lake · Residential
6 bd
3 ba
2,936 sqft
$209/sqft
Built 2005
MLS® R3134249
Royal LePage Interior Properties
Under your rent
21
$589,000
~$2,792/mo
i3322 CRANE Road
Williams Lake · Residential
5 bd
3 ba
2,132 sqft
$276/sqft
Built 1975
MLS® R3133703
Real Broker BC LTD
Under your rent
17
$297,000
~$1,408/mo
i915 DOG CREEK Road
Williams Lake · Residential
3 bd
2 ba
1,448 sqft
$205/sqft
Built 1960
MLS® R3089536
Royal LePage Interior Properties
Under your rent
20
$469,000
~$2,223/mo
i1460 TWELFTH Avenue
Williams Lake · Residential
3 bd
2 ba
2,295 sqft
$204/sqft
Built 1976
MLS® R3124293
Royal LePage Interior Properties
See all on the map (134 active listings)
Other rents in Williams Lake
$1,500/mo · $1,800/mo · $2,000/mo · $2,200/mo · $2,500/mo · $3,000/mo · $3,500/mo
The assumptions behind these numbers
Every figure assumes a 5.19% interest rate, 20% down and a 25-year amortization. Property tax uses the local municipal residential rate of 9.31 per $1,000; strata ($320/mo) and insurance ($62/mo) are estimates, since neither is knowable from rent alone. Change any of these in the calculator and the numbers update in place. This is an estimate for comparison, not a mortgage approval or financial advice. Your rate, down payment and the home's real carrying costs will differ. Confirm with a mortgage professional before you rely on it.
Common questions
What can $4,000 a month in rent buy in Williams Lake?
At a 5.19% rate with 20% down over 25 years, $4,000/mo carries the mortgage on a home priced around $844,000. Covering tax, strata and insurance inside the same budget, the matching price is about $625,000.
How much do I need for a down payment?
On a $844,000 home at 20% down, the down payment is $169,000. A smaller down payment raises the monthly cost and may add mortgage insurance.
Is the mortgage really the same as my rent?
The mortgage payment is, by design; that is what this page solves for. Owning also adds roughly $1,037/mo in tax, strata and insurance, so the honest all-in monthly on a $844,000 home is closer to $5,037.
RR
How these numbers are worked out
I am Ray Rasouli, a licensed REALTOR® with Real Broker B.C. Ltd. The purchase price is your rent solved back through a standard amortized mortgage, and the listings come from live MLS® inventory refreshed hourly, not a static table. The figures are for comparison, not a mortgage approval. Tell me your situation and I will confirm what you actually qualify for.
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Listing data provided by the Real Estate Board of Greater Vancouver and partner boards under MLS® Reciprocity. Deemed reliable but not guaranteed accurate. Mortgage figures are estimates for comparison only, not financial advice. MLS® and REALTOR® are trademarks of CREA.