Salt Spring · V8K2K9
$5,053/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Quiet cul-de-sac close to town, yet just minutes to Ganges, on 1.48 private acres. West Coast design shines throughout this home, offering completely one-level living in both the main home and attached studio, with oak hardwood floors, vaulted ceilings with exposed beams, a propane fireplace, and an open-concept kitchen, dining, and living area in the 2-bed, 2-bath main home. The attached, separate studio offers its own private entrance, propane fireplace, en-suite bath, and garden patio—flexibility for in-laws, a caregiver, or guests, with potential for revenue income from one or both suites. Low-maintenance courtyard gardens with established perennials, plus a detached garage with workshop, complete this rare offering of privacy, accessibility, and income—priced under Assessed Value.
3
Beds
2,204 ft²
Floor area
1999
Year built
Single Family
Type
Salt Spring
Area
Listed
June 24, 2026
Nearby & Commute
19 min
walk to Thrifty Foods
1h 23m
bike to Alderlea Station
4h 36m
walk to Alderlea Station
2h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 40%
| Land | 21 | 39.6% |
| Detached | 15 | 28.3% |
| Townhouse | 13 | 24.5% |
| Other | 2 | 3.8% |
| Duplex | 1 | 1.9% |
| Other | 1 | 1.9% |
| Under $5,000 | 15 | 1.9% |
| $5,000 to $9,999 | 5 | 0.6% |
| $10,000 to $14,999 | 5 | 0.6% |
| $15,000 to $19,999 | 15 | 1.9% |
| $20,000 to $24,999 | 30 | 3.8% |
| $25,000 to $29,999 | 30 | 3.8% |
| $30,000 to $34,999 | 15 | 1.9% |
| $35,000 to $39,999 | 35 | 4.4% |
| $40,000 to $44,999 | 30 | 3.8% |
| $45,000 to $49,999 | 25 | 3.1% |
| $50,000 to $59,999 | 45 | 5.6% |
| $60,000 to $69,999 | 65 | 8.1% |
| $70,000 to $79,999 | 40 | 5.0% |
| $80,000 to $89,999 | 40 | 5.0% |
| $90,000 to $99,999 | 50 | 6.3% |
| $100,000 to $124,999 | 75 | 9.4% |
| $125,000 to $149,999 | 70 | 8.8% |
| $150,000 to $199,999 | 80 | 10.0% |
| $200,000 and over | 130 | 16.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,053
Principal and interest
Calculated estimate
$4,612
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$997,000
Down payment
Calculated estimate
$199,400 (20%)
Estimated mortgage
Calculated estimate
$797,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,053
/mo
Rate
%
Amortization
Principal and interest
$4,612
Property tax (est.)
$292
P&I
Tax
Down payment
$199,400 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $199,400 down (20%) on $997,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
