- Active
112 Cairns Place
Salt Spring · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,204
- Built
- 1999
Listed by eXp Realty · MLS® 1041310
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Quiet cul-de-sac close to town, yet just minutes to Ganges, on 1.48 private acres. West Coast design shines throughout this home, offering completely one-level living in both the main home and attached studio, with oak hardwood floors, vaulted ceilings with exposed beams, a propane fireplace, and an open-concept kitchen, dining, and living area in the 2-bed, 2-bath main home. The attached, separate studio offers its own private entrance, propane fireplace, en-suite bath, and garden patio—flexibility for in-laws, a caregiver, or guests, with potential for revenue income from one or both suites. Low-maintenance courtyard gardens with established perennials, plus a detached garage with workshop, complete this rare offering of privacy, accessibility, and income—priced under Assessed Value.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 2,204 sq ft
- Year built
- 1999
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Fireplaces
- 2
- Area
- Salt Spring
- Listed
- June 23, 2026
- Structure
- House
- PID
- 024-060-437
- Common interest
- Freehold
Highlights
- Patio
- High ceilings
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Stove, Dryer
- Heating
- Baseboard heaters, Electric, Propane
- Cooling
- None
- Parking
- Garage
- Lot
- Corner Site, Irregular lot size, Rocky, Sloping, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,726
- Property tax
- $292/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,167
Purchase snapshot
- List price
- $997,000
- Down payment
- $199,400 (20%)
- Estimated mortgage
- $797,600
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 36%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
