Ladysmith · V9G1Y7
$12,934/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Discover a rare and remarkable opportunity to own 4.3 acres of low bank waterfront in the highly desirable seaside community of Saltair. This property offers approximately 460 feet of walk-on oceanfront with easy access to a pebbled beach, creating an exceptional setting for those who value natural beauty and coastal living. The heart of the property is a timeless 1929 Arts & Crafts home that exudes character and charm. Original craftsmanship is evident throughout, with 10-foot ceilings, hardwood floors, and detailed woodwork that speaks to the quality of a bygone era. Expansive windows frame sweeping views of the ocean, while French doors lead to a sun-drenched deck—an ideal place to watch the sunrise, sip your morning coffee, and take in the ever-changing coastal scenery. The surrounding gardens and landscaped yard are bursting with colour in every season, while the upper portion of the acreage is heavily treed with mature fir and cedar. This natural backdrop ensures privacy and creates the feeling of your very own west coast retreat. Beyond the main home, the property includes a separate two-bedroom cottage currently rented, offering additional income potential or space for extended family. A garden shed adds practical storage for tools and equipment. With its unique combination of heritage charm, oceanfront beauty, and tranquil setting, this property is truly one-of-a-kind. Saltair is known for its peaceful community spirit and convenient location between Chemainus and Ladysmith, offering easy access to marinas, golf, shopping, and recreational amenities, while still providing the privacy and serenity of a coastal retreat. This is a legacy property that rarely comes available. All measurements and information should be verified if fundamental to purchase.
4
Beds
2,840 ft²
Floor area
1929
Year built
Single Family
Type
Ladysmith
Area
Listed
August 20, 2025
$2,990,000 is 189.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
31 min
walk to Save-On-Foods
1h 29m
bike to Alderlea Station
4h 57m
walk to Alderlea Station
2h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 62%
| Detached | 45 | 61.6% |
| Land | 25 | 34.2% |
| Duplex | 1 | 1.4% |
| Mobile home | 1 | 1.4% |
| Townhouse | 1 | 1.4% |
| $20,000 to $24,999 | 10 | 5.6% |
| $25,000 to $29,999 | 5 | 2.8% |
| $30,000 to $34,999 | 10 | 5.6% |
| $35,000 to $39,999 | 5 | 2.8% |
| $40,000 to $44,999 | 10 | 5.6% |
| $45,000 to $49,999 | 10 | 5.6% |
| $50,000 to $59,999 | 20 | 11.1% |
| $60,000 to $69,999 | 10 | 5.6% |
| $70,000 to $79,999 | 15 | 8.3% |
| $80,000 to $89,999 | 20 | 11.1% |
| $90,000 to $99,999 | 15 | 8.3% |
| $100,000 to $124,999 | 10 | 5.6% |
| $125,000 to $149,999 | 10 | 5.6% |
| $150,000 to $199,999 | 15 | 8.3% |
| $200,000 and over | 15 | 8.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$12,934
Principal and interest
Calculated estimate
$12,026
Property tax
Calculated estimate
$758/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,599,900
Down payment
Calculated estimate
$519,980 (20%)
Estimated mortgage
Calculated estimate
$2,079,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$12,934
/mo
Rate
%
Amortization
Principal and interest
$12,026
Property tax (est.)
$758
P&I
Tax
Down payment
$519,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $519,980 down (20%) on $2,599,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
