Summerland · V0H1Z8
$8,013/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to TIMBER ROCK RANCH, a private 38-acre RETREAT offering exceptional self-sufficient living without compromising MODERN COMFORT. Located just 20 min. west of Summerland and minutes from Darke Lake Provincial Park, this thoughtfully designed home features ENERGY-EFFICIENT ICF construction, GEOTHERMAL heating and cooling, a Nu-Air system and a wood-burning stove for added warmth. The spacious open-concept layout includes four bedrooms and three bathrms, with the primary suite & laundry on the main floor. Full basement with its own wheelchair access. A high-producing drilled Well delivers approximately 90 GPM ensuring abundant water for household use, gardening and livestock. The property offers a 24’ x 44’ SHOP with 14’ ceilings, established garden, greenhouse, private trails and ample firewood harvesting. Timber Rock Ranch has also become a welcoming gathering place with live concerts hosted on site and a charming sleeping cabin-ideal for those envisioning a retreat space, hobby farm or unique venue. Divided by Fish Lake Road with a SOUTH-FACING 17 ACREs featuring road access, building sites, and Well location. RESOURCE AREA ZONING provides flexibility for farming, livestock, recreation, and a variety of home-based business possibilities. Solar & irrigation projects are already underway adding to the property’s long-term sustainability. This is more than a home-it’s a place to build, grow, gather, and live a lifestyle defined by PRIVACY,FREEDOM AND POSSIBILITY.
4
Beds
4,723 ft²
Floor area
2011
Year built
Single Family
Type
Summerland Rural
Area
Listed
July 14, 2026
Nearby & Commute
3h 39m
walk to IGA
1h 6m
bike to Prairie Valley Station
3h 39m
walk to Prairie Valley Station
9h 37m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 71%
| Detached | 5 | 71.4% |
| Land | 2 | 28.6% |
| $15,000 to $19,999 | 5 | 3.3% |
| $25,000 to $29,999 | 5 | 3.3% |
| $30,000 to $34,999 | 5 | 3.3% |
| $40,000 to $44,999 | 10 | 6.7% |
| $50,000 to $59,999 | 15 | 10.0% |
| $60,000 to $69,999 | 15 | 10.0% |
| $70,000 to $79,999 | 10 | 6.7% |
| $80,000 to $89,999 | 15 | 10.0% |
| $90,000 to $99,999 | 10 | 6.7% |
| $100,000 to $124,999 | 20 | 13.3% |
| $125,000 to $149,999 | 10 | 6.7% |
| $150,000 to $199,999 | 20 | 13.3% |
| $200,000 and over | 10 | 6.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,013
Principal and interest
Calculated estimate
$7,396
Property tax
Calculated estimate
$467/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,599,000
Down payment
Calculated estimate
$319,800 (20%)
Estimated mortgage
Calculated estimate
$1,279,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,013
/mo
Rate
%
Amortization
Principal and interest
$7,396
Property tax (est.)
$467
P&I
Tax
Down payment
$319,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $319,800 down (20%) on $1,599,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
