- Active
#12 – 525 Jim Cram Drive
Ladysmith · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 866
- Built
- 1983
Listed by Royal LePage Nanaimo Realty LD · MLS® 1046559
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Sign inAbout this home
Step inside and feel right at home in this beautifully renovated 2-bedroom modular home in the welcoming 55+ community of Parkside Estates. Thoughtfully updated throughout, this home is truly move-in ready, with a refreshed kitchen including new counter tops and convenient island, newer appliances. New carpets and vinyl flooring, and deluxe new bathroom. The comfortable living continues outdoors with a lovely covered deck, concrete patio, and an easy-care yard with drip irrigation already in place. Tucked away in the backyard is a wonderful bonus—a shed set up as your own private spa retreat, perfect for relaxing at the end of the day. Two pets are welcome with park approval. Enjoy the peace and quiet of this well-kept community while being just minutes from shopping, services, recreation, and everything Ladysmith has to offer. A warm and inviting home where all the work has been done—just move in and enjoy!
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 866 sq ft
- Lot size
- 3,500 sq ft
- Year built
- 1983
- Parking
- 6
- Property type
- Single Family
- Fireplace
- 1
- Area
- Ladysmith
- Listed
- August 12, 2026
- Structure
- Manufactured Home
- Common interest
- Leasehold
Highlights
- Patio
- Private yard
Features and inclusions
- Appliances
- Washer, Refrigerator, Hot Tub, Dishwasher, Dryer
- Heating
- Forced air, Electric
- Cooling
- None
- Parking
- Visitor Parking, Additional Parking
- Lot
- Level lot, Other
- Community
- Pets Allowed With Restrictions, Age Restrictions
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,540
- Property tax
- $92/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,782
Purchase snapshot
- List price
- $324,900
- Down payment
- $64,980 (20%)
- Estimated mortgage
- $259,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,056
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 43%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
