- Active
1525 Smethurst Road
Naramata · Single Family
- Beds
- 2
- Baths
- 3
- Sqft
- 1,950
- Built
- 2007
Listed by Real Broker B.C. Ltd · MLS® 10401838
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Sign inAbout this home
Presenting a truly unique farm property on the Naramata Bench. 12 acres in 2 titles with an exceptional residence and a second home. The main home is a straw bale/log post and beam construction with totally unique design and finishing throughout. The open plan main floor has a true farmhouse feel complimented by high open ceilings featuring a winding staircase to an internal balcony that connects the 2 bedrooms. Cozy up to the wood stove in the winter, knowing that the straw bale walls re keeping that heat in. Take in the private patio off the living room on those warm summer evenings, while the house remains cool without the aid of A/C. The Mexican style kitchen reflects the adobe exterior perfectly. Lots of room in the attached double garage with work areas. The 2nd home is 700 sq ft with conventional 2x8 construction, built in 2017. The acreage is 50% flat and has been a horse farm for 20 years with no chemical treatments on the land. There is a 30gpm well and the entire property is off grid with solar panels and a generator back up. Power is available at the lot line if you want to go on grid. Located on the KVR approx. 4 km south of the little tunnel and close to the Naramata creek falls, this property is an absolute gem for a home with the potential for a business use. The 2 houses are on one parcel which is not in the ALR, the 2nd parcel has no buildings and is in the ALR.
Home facts
- Bedrooms
- 2
- Bathrooms
- 3 full
- Interior
- 1,950 sq ft
- Year built
- 2007
- Storeys
- 2
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Naramata Rural
- Listed
- September 25, 2026
- Structure
- House
- PID
- 012-125-148
- Common interest
- Freehold
Highlights
- Balcony
- Patio
- Double garage
Features and inclusions
- Heating
- Stove, Wood
- Roof
- Unknown, Unknown
- Parking
- Attached Garage
Rooms and building
- Water
- Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $9,456
- Property tax
- $583/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $10,189
Purchase snapshot
- List price
- $1,995,000
- Down payment
- $399,000 (20%)
- Estimated mortgage
- $1,596,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 49%
Who lives here
Documents
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